This Sample Letter for Request for Credit Report for Minor form allows a minor or the minor's parent to request a credit report from any credit reporting agency in order to monitor and/or resolve any fraudulent activity by an identity thief.
[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, Zip Code] Subject: Request for Credit Report of a Minor — [Minor's Name] Dear Sir/Madam, I am writing to request the credit report of a minor, [Minor's Name], who is currently residing in Orange, California. As a responsible guardian/parent, I believe it is crucial to monitor the credit activities of minors to protect their financial well-being. I kindly request that you provide me with a detailed credit report for [Minor's Name], including any existing credit accounts, loans, or other financial obligations associated with the minor. The information gathered from this report will aid in ensuring that there is no fraudulent or unauthorized activity that may harm [Minor's Name]'s credit history. To assist you in processing this request, I have included the necessary documentation to verify my relationship to [Minor's Name] and my authority to request this credit report: 1. Legal guardian/parent identification: [Attach a copy of your identification, such as driver's license or passport] 2. Proof of relationship to the minor: [Attach a copy of the child's birth certificate or legal documents establishing guardianship] I understand that according to the Fair Credit Reporting Act (FCRA), a credit bureau has a legal obligation to provide individuals with a free credit report once every twelve months. However, I request this report for the minor's protection and well-being, and I am willing to pay any applicable fees associated with this request. Please inform me of the payment process, if any, and the total cost associated with obtaining the credit report. I would appreciate it if you could send me an invoice or detailed breakdown of any fees that may apply. I kindly request that you process this request promptly and provide me with the credit report for [Minor's Name] within the timeframe mentioned in the FCRA guidelines. If any additional information or documentation is necessary, please do not hesitate to contact me at the provided contact information. Thank you for your attention to this matter. I look forward to a prompt response. Sincerely, [Your Name]
[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, Zip Code] Subject: Request for Credit Report of a Minor — [Minor's Name] Dear Sir/Madam, I am writing to request the credit report of a minor, [Minor's Name], who is currently residing in Orange, California. As a responsible guardian/parent, I believe it is crucial to monitor the credit activities of minors to protect their financial well-being. I kindly request that you provide me with a detailed credit report for [Minor's Name], including any existing credit accounts, loans, or other financial obligations associated with the minor. The information gathered from this report will aid in ensuring that there is no fraudulent or unauthorized activity that may harm [Minor's Name]'s credit history. To assist you in processing this request, I have included the necessary documentation to verify my relationship to [Minor's Name] and my authority to request this credit report: 1. Legal guardian/parent identification: [Attach a copy of your identification, such as driver's license or passport] 2. Proof of relationship to the minor: [Attach a copy of the child's birth certificate or legal documents establishing guardianship] I understand that according to the Fair Credit Reporting Act (FCRA), a credit bureau has a legal obligation to provide individuals with a free credit report once every twelve months. However, I request this report for the minor's protection and well-being, and I am willing to pay any applicable fees associated with this request. Please inform me of the payment process, if any, and the total cost associated with obtaining the credit report. I would appreciate it if you could send me an invoice or detailed breakdown of any fees that may apply. I kindly request that you process this request promptly and provide me with the credit report for [Minor's Name] within the timeframe mentioned in the FCRA guidelines. If any additional information or documentation is necessary, please do not hesitate to contact me at the provided contact information. Thank you for your attention to this matter. I look forward to a prompt response. Sincerely, [Your Name]