[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Credit Reporting Agency Name] [Credit Reporting Agency Address] [City, State, Zip Code] Subject: Request for Copy of Minor's Credit Report Dear [Credit Reporting Agency Name], I hope this letter finds you in good health and high spirits. I am writing to request a copy of the credit report belonging to [Minor's Full Name], who is under the age of 18. As the legal guardian of the minor, it is my responsibility to ensure their financial well-being and protect them from any potential fraudulent activity. Please find below the relevant details pertaining to the minor: Minor's Full Name: Minor's Date of Birth: Minor's Current Address: As the minor is not yet of legal age, they should not have any credit history or financial records associated with their name. It is our utmost concern to verify that no unauthorized accounts or activities exist under their name. By reviewing their credit report, we aim to safeguard their financial future and identify any potential red flags. In compliance with the Fair Credit Reporting Act (FCRA), I kindly ask for your cooperation in providing us with a copy of the minor's credit report free of charge. I understand that obtaining a credit report for a minor is uncommon, but it is essential for their protection, as identity theft and fraudulent activities can negatively impact their future financial prospects. Enclosed with this letter, please find the necessary documentation to authenticate my relationship as the legal guardian of the minor, which includes: 1. A copy of my government-issued identification (e.g., driver's license or passport) 2. A copy of the minor's birth certificate 3. Proof of my legal guardianship status (e.g., court order or legal documentation) If you require any additional information or documentation to process this request, please let me know at your earliest convenience. I understand that the retrieval process may take some time, and I appreciate your assistance in this matter. Furthermore, I kindly request that you place an alert on the minor's credit file to avoid any unauthorized access or attempts to open new lines of credit in their name until they reach adulthood. Thank you for your prompt attention to this matter and for your efforts in protecting the minor's financial future. Should you have any questions or require further clarification, please do not hesitate to contact me at the provided contact information. I look forward to your swift response and appreciate your support in this important matter. Sincerely, [Your Name] [Your Signature]