[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Reporting Agency's Name] [Agency's Address] [City, State, ZIP] Subject: Request for Credit Report of a Minor — [Minor's Full Name], [Minor's Date of Birth] Dear [Credit Reporting Agency's Name], I hope this letter finds you well. I am writing to request a credit report for my minor child, [Minor's Full Name], who was born on [Minor's Date of Birth]. As a concerned parent, I believe it is essential to monitor and ensure the accuracy of my child's credit information. To verify my identity and parental authority, I have enclosed the following documents along with this letter: 1. A copy of my government-issued identification (such as driver's license or passport) 2. A copy of [Minor's Full Name]'s birth certificate 3. Proof of my address (such as a recent utility bill or bank statement) 4. [If applicable] Legal documentation proving my legal guardianship over [Minor's Full Name] To comply with the provisions of the Fair Credit Reporting Act (FCRA), I kindly request you to fulfill my request by providing me with the credit report of my minor child within the statutory timeframe, usually 15 calendar days. It is crucial to obtain a complete report showing any existing credit files or accounts associated with my child's name or social security number. Please ensure that the credit report includes the following information for each account, if applicable: 1. Account name and/or number 2. Opening date 3. Account status 4. Payment history 5. Current balance 6. Credit limit 7. Name of the creditor 8. Contact details of the creditor I am aware that there may be a fee associated with obtaining a credit report for a minor. Kindly inform me in writing about any charges and provide instructions on how to make the payment if necessary. By providing me with this credit report, we can monitor my child's credit activity closely, detect any signs of identity theft or fraudulent activity, and take immediate action if necessary. I trust that you will handle this matter with utmost professionalism and adhere to all regulations and legal requirements. Thank you for your prompt attention to this matter. Should you have any questions or require additional documentation, please do not hesitate to contact me at the phone number or email address provided above. I look forward to receiving the credit report at your earliest convenience. Sincerely, [Your Name]