This Sample Letter for Request for Credit Report for Minor form allows a minor or the minor's parent to request a credit report from any credit reporting agency in order to monitor and/or resolve any fraudulent activity by an identity thief.
[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Address] [City, State, Zip Code] Subject: Request for Credit Report of a Minor Dear Sir/Madam, I hope this letter finds you in good health. I am writing to request a credit report of my minor child who resides in Santa Clara, California. As a responsible parent, it is essential for me to monitor and ensure the financial well-being of my child. [child's full name] [child's date of birth] [child's Social Security Number (optional)] I kindly request you to provide me with a copy of [child's full name]'s credit report from your bureau. Please find enclosed copies of relevant documents for verification purposes: 1. [Parent's identification proof, such as driver's license or passport] 2. [Child's birth certificate] 3. [Proof of [child's full name]'s residence in Santa Clara, California, such as utility bills or school enrollment documents] I understand that according to the Fair Credit Reporting Act (FCRA), parents are entitled to request and receive the credit reports of their minor children. I also acknowledge that any information related to credit history, inquiries, existing credit accounts, or negative records will be disclosed to me as the legal guardian and custodian of the minor. In addition to the credit report, I kindly request you to inform me of any fraudulent or unauthorized activities linked to my child's credit history, as well as any inquiries made without my prior consent. This will assist in safeguarding my child's financial reputation and preventing any potential identity theft or fraud. Please provide the credit report within the timeframe specified by FCRA regulations. I understand that the reports may be obtained from each of the major credit bureaus: Equifax, Experian, and TransUnion. Therefore, I kindly request you to forward the credit report from each bureau. I appreciate your prompt attention to this matter and understand that any fees associated with obtaining the credit reports will be waived for minors, as per FCRA guidelines. Should you require any additional information or documents, please feel free to contact me at any time via phone or email. Thank you for your cooperation in helping me protect my child's financial future. I look forward to receiving the credit reports as soon as possible. Sincerely, [Your Name]
[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Address] [City, State, Zip Code] Subject: Request for Credit Report of a Minor Dear Sir/Madam, I hope this letter finds you in good health. I am writing to request a credit report of my minor child who resides in Santa Clara, California. As a responsible parent, it is essential for me to monitor and ensure the financial well-being of my child. [child's full name] [child's date of birth] [child's Social Security Number (optional)] I kindly request you to provide me with a copy of [child's full name]'s credit report from your bureau. Please find enclosed copies of relevant documents for verification purposes: 1. [Parent's identification proof, such as driver's license or passport] 2. [Child's birth certificate] 3. [Proof of [child's full name]'s residence in Santa Clara, California, such as utility bills or school enrollment documents] I understand that according to the Fair Credit Reporting Act (FCRA), parents are entitled to request and receive the credit reports of their minor children. I also acknowledge that any information related to credit history, inquiries, existing credit accounts, or negative records will be disclosed to me as the legal guardian and custodian of the minor. In addition to the credit report, I kindly request you to inform me of any fraudulent or unauthorized activities linked to my child's credit history, as well as any inquiries made without my prior consent. This will assist in safeguarding my child's financial reputation and preventing any potential identity theft or fraud. Please provide the credit report within the timeframe specified by FCRA regulations. I understand that the reports may be obtained from each of the major credit bureaus: Equifax, Experian, and TransUnion. Therefore, I kindly request you to forward the credit report from each bureau. I appreciate your prompt attention to this matter and understand that any fees associated with obtaining the credit reports will be waived for minors, as per FCRA guidelines. Should you require any additional information or documents, please feel free to contact me at any time via phone or email. Thank you for your cooperation in helping me protect my child's financial future. I look forward to receiving the credit reports as soon as possible. Sincerely, [Your Name]