San Antonio Texas Letter from Identity Theft Victim to Credit Issuer Regarding Known Imposter Identity Theft

• Category: Criminal - Identity Theft
• State: Multi-State
• City: San Antonio
• Control #: US-00740-LTR
• Format: Word; Rich Text

Description

This Letter from Identity Theft Victim to Credit Issuer Regarding Known Imposter Identity Theft is used by an identity theft victim who knows their imposter to request that the credit issuer transfer the debt from the victim’s name to the imposter’s name and that the credit issuer contact the imposter for repayment purposes. Subject: Urgent: Identity Theft Incident in San Antonio, Texas — Request for Assistance and Investigation Dear [Credit Issuer's Name], I hope this letter finds you well. I am writing to alert you of a distressing incident of identity theft that recently occurred in San Antonio, Texas. As a valued customer of your credit services, I kindly request your immediate attention and assistance in resolving this matter. On [Date], I discovered that my personal information had been compromised and fraudulently used by an imposter. It has come to my attention that the imposter has been applying for credit under my name without my consent or knowledge. Their actions have resulted in various unauthorized financial activities, jeopardizing my financial stability, creditworthiness, and overall peace of mind. The fraudulent individual has managed to obtain credit in my name with various institutions, and I am deeply concerned about the consequences this may have on both my reputation and credit history. Given the gravity of this situation, I implore you as the credit issuer to take immediate action to investigate and rectify the unauthorized accounts, as well as suppress any negative impact on my credit report. I have already taken the necessary steps to address this incident by contacting the appropriate authorities, including the San Antonio Police Department and the Federal Trade Commission (FTC), to file a detailed report of the identity theft. Enclosed are copies of the official identity theft report, along with any supporting documentation that may aid in your investigation. To ensure the accuracy and security of my credit profile, I kindly request that you perform the following actions promptly: 1. Place an immediate freeze or block on all current and future credit applications or transactions related to my personal information. 2. Close and invalidate any accounts that have been fraudulently opened using my identification. 3. Provide me with written confirmation of the closure of these fraudulent accounts and clarify that they will not be reported on my credit history. 4. Notify all three major credit bureaus — Equifax, Experian, and TransUnion – of this identity theft incident, requesting the placement of a fraud alert on my credit reports. 5. Regularly monitor my credit reports for any suspicious activity, even after this case has been resolved. 6. Provide me with a summary of any investigations or actions taken by your company to address this identity theft incident. Under the Fair Credit Reporting Act, I am entitled to protection and assistance from credit issuers like yourself in resolving any fraudulent activities related to my identity. I trust that, as a responsible and reputable credit issuer, you will act promptly and diligently to safeguard my personal and financial well-being. I would appreciate your immediate acknowledgement of this letter and a detailed plan of action outlining the steps you will take to address this identity theft issue. Should you require any additional information or documentation, please do not hesitate to contact me at [Your Phone Number] or via email at [Your Email Address]. Thank you for your swift assistance in this matter. I look forward to your prompt response. Sincerely, [Your Name] [Your Contact Information]

Subject: Urgent: Identity Theft Incident in San Antonio, Texas — Request for Assistance and Investigation Dear [Credit Issuer's Name], I hope this letter finds you well. I am writing to alert you of a distressing incident of identity theft that recently occurred in San Antonio, Texas. As a valued customer of your credit services, I kindly request your immediate attention and assistance in resolving this matter. On [Date], I discovered that my personal information had been compromised and fraudulently used by an imposter. It has come to my attention that the imposter has been applying for credit under my name without my consent or knowledge. Their actions have resulted in various unauthorized financial activities, jeopardizing my financial stability, creditworthiness, and overall peace of mind. The fraudulent individual has managed to obtain credit in my name with various institutions, and I am deeply concerned about the consequences this may have on both my reputation and credit history. Given the gravity of this situation, I implore you as the credit issuer to take immediate action to investigate and rectify the unauthorized accounts, as well as suppress any negative impact on my credit report. I have already taken the necessary steps to address this incident by contacting the appropriate authorities, including the San Antonio Police Department and the Federal Trade Commission (FTC), to file a detailed report of the identity theft. Enclosed are copies of the official identity theft report, along with any supporting documentation that may aid in your investigation. To ensure the accuracy and security of my credit profile, I kindly request that you perform the following actions promptly: 1. Place an immediate freeze or block on all current and future credit applications or transactions related to my personal information. 2. Close and invalidate any accounts that have been fraudulently opened using my identification. 3. Provide me with written confirmation of the closure of these fraudulent accounts and clarify that they will not be reported on my credit history. 4. Notify all three major credit bureaus — Equifax, Experian, and TransUnion – of this identity theft incident, requesting the placement of a fraud alert on my credit reports. 5. Regularly monitor my credit reports for any suspicious activity, even after this case has been resolved. 6. Provide me with a summary of any investigations or actions taken by your company to address this identity theft incident. Under the Fair Credit Reporting Act, I am entitled to protection and assistance from credit issuers like yourself in resolving any fraudulent activities related to my identity. I trust that, as a responsible and reputable credit issuer, you will act promptly and diligently to safeguard my personal and financial well-being. I would appreciate your immediate acknowledgement of this letter and a detailed plan of action outlining the steps you will take to address this identity theft issue. Should you require any additional information or documentation, please do not hesitate to contact me at [Your Phone Number] or via email at [Your Email Address]. Thank you for your swift assistance in this matter. I look forward to your prompt response. Sincerely, [Your Name] [Your Contact Information]