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Report Identity Theft. Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338.
Dear Sir or Madam: I am a victim of identity theft. The information listed below, which appears on my credit report, does not relate to any transaction(s) that I have made....Enclosed are the following: A copy of my credit report I received from your company.A copy of my Identity Theft Report and proof of my identity.
To clear arrest records due to identity theft, you must petition the court for a Judicial Finding of Factual Innocence and inquire about a petition to expunge your criminal record.
A 609 dispute letter is a letter sent to the bureaus requesting this information is actually not a dispute but is simply a way of requesting that the credit bureaus provide you with certain documentation that substantiates the authenticity of the bureaus' reporting.
IDENTITY THEFT STATEMENT.Part One: Information about You and the Incident.Personal Information.(2) My commonly-used name (if different from above) is:Identity Theft Statement.Please check all that apply.Identity Theft Statement.Additional Comments (for example, a description of the incident, what information.
Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.
If you learn that you have become a victim of identity theft, do the following: Immediately contact the fraud departments of the three major credit bureaus (Equifax, Experian, and Trans Union) to let them know about your situation.
Steps to Take if You Are a Victim of Identity Theft File a police report.Add a fraud alert.Request a credit report from each of the three major credit reporting companies.Dispute any fraud-related items.Contact your lenders.Sign up for credit monitoring.
A result of identity theft, visit identitytheft.gov. See Module 9: Protecting your Money for more information about identity theft and steps to take if you are a victim, including filing a fraud alert or security freeze. You can submit a dispute to the credit reporting company by phone, by mail, or online.