Fulton Georgia Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• County: Fulton
• Control #: US-0095LR
• Format: Word; Rich Text

Description

This form is used by an individual to request his or her free credit report from any credit reporting agency based on denial of credit. [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Reporting Agency's Name] [Address] [City, State, ZIP] Subject: Request for Free Credit Report Based on Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report in accordance with my rights under the Fair Credit Reporting Act (FCRA) Section 611(a)(2). I recently received a denial of credit from [Lender's Name], and I am entitled to a free credit report within 60 days of this denial. As per the information provided by [Lender's Name], the credit decision was based on information in my credit report. Therefore, I kindly request you to provide me with a comprehensive and up-to-date copy of my credit report as soon as possible. To assist you in locating my file, please find the relevant details below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Additionally, I would appreciate it if you could provide me with a list of the sources that were used to compile my credit report. This will enable me to identify any potential inaccuracies or discrepancies that may have contributed to the denial of credit. Please be aware that I expect to receive this credit report free of charge, as mandated by the FCRA. I trust that your organization will fulfill its legal obligations promptly, ensuring accuracy and transparency throughout the process. Should you require any further information or documentation, kindly let me know. You may reach me through the provided contact details. Thank you for your attention to this matter. I look forward to receiving my credit report within the stipulated timeframe. Sincerely, [Your Full Name]

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Reporting Agency's Name] [Address] [City, State, ZIP] Subject: Request for Free Credit Report Based on Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report in accordance with my rights under the Fair Credit Reporting Act (FCRA) Section 611(a)(2). I recently received a denial of credit from [Lender's Name], and I am entitled to a free credit report within 60 days of this denial. As per the information provided by [Lender's Name], the credit decision was based on information in my credit report. Therefore, I kindly request you to provide me with a comprehensive and up-to-date copy of my credit report as soon as possible. To assist you in locating my file, please find the relevant details below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Additionally, I would appreciate it if you could provide me with a list of the sources that were used to compile my credit report. This will enable me to identify any potential inaccuracies or discrepancies that may have contributed to the denial of credit. Please be aware that I expect to receive this credit report free of charge, as mandated by the FCRA. I trust that your organization will fulfill its legal obligations promptly, ensuring accuracy and transparency throughout the process. Should you require any further information or documentation, kindly let me know. You may reach me through the provided contact details. Thank you for your attention to this matter. I look forward to receiving my credit report within the stipulated timeframe. Sincerely, [Your Full Name]