Kings New York Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• County: Kings
• Control #: US-0095LR
• Format: Word; Rich Text

Description

This form is used by an individual to request his or her free credit report from any credit reporting agency based on denial of credit. Subject: Request for Free Credit Report Based on Denial of Credit Dear [Credit Bureau's Name], I am writing to request a free copy of my credit report in accordance with the Fair Credit Reporting Act (FCRA), as I have recently been denied credit by a lender. I believe this denial may stem from incorrect or incomplete information on my credit report and would like to review it for any potential errors or discrepancies. As stated in the FCRA, I am entitled to a free copy of my credit report within 60 days of being denied credit. Thus, I kindly ask you to provide me with a detailed report containing all the pertinent information related to my credit history. This includes any records of outstanding debts, accounts, loans, or credit inquiries associated with my name. To assist you in locating my information accurately, I have provided the relevant details below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] I would greatly appreciate it if you could send the credit report to the address provided above. However, if necessary, I am open to alternative secure methods deemed appropriate by your organization. In addition to receiving the credit report, I kindly request that you provide me with information regarding the creditor or lender responsible for my denial. If possible, please furnish their contact information, including their name, mailing address, and any reference numbers associated with my application. This will enable me to address the denial directly with the concerned party and seek further clarification. I understand the importance of maintaining an accurate credit history and the potential impact it can have on future credit applications. Therefore, I kindly request that you expedite this process and provide me with all the relevant information as soon as possible. Thank you for your attention to this matter. I look forward to receiving the requested credit report and any additional information to help me resolve this issue expediently. Please do not hesitate to contact me should you need any further information or have any questions regarding this request. Sincerely, [Your Name] [Your Contact Information]

Subject: Request for Free Credit Report Based on Denial of Credit Dear [Credit Bureau's Name], I am writing to request a free copy of my credit report in accordance with the Fair Credit Reporting Act (FCRA), as I have recently been denied credit by a lender. I believe this denial may stem from incorrect or incomplete information on my credit report and would like to review it for any potential errors or discrepancies. As stated in the FCRA, I am entitled to a free copy of my credit report within 60 days of being denied credit. Thus, I kindly ask you to provide me with a detailed report containing all the pertinent information related to my credit history. This includes any records of outstanding debts, accounts, loans, or credit inquiries associated with my name. To assist you in locating my information accurately, I have provided the relevant details below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] I would greatly appreciate it if you could send the credit report to the address provided above. However, if necessary, I am open to alternative secure methods deemed appropriate by your organization. In addition to receiving the credit report, I kindly request that you provide me with information regarding the creditor or lender responsible for my denial. If possible, please furnish their contact information, including their name, mailing address, and any reference numbers associated with my application. This will enable me to address the denial directly with the concerned party and seek further clarification. I understand the importance of maintaining an accurate credit history and the potential impact it can have on future credit applications. Therefore, I kindly request that you expedite this process and provide me with all the relevant information as soon as possible. Thank you for your attention to this matter. I look forward to receiving the requested credit report and any additional information to help me resolve this issue expediently. Please do not hesitate to contact me should you need any further information or have any questions regarding this request. Sincerely, [Your Name] [Your Contact Information]