Orange, California Sample Letter for Request for Free Credit Report Based on Denial of Credit Dear [Lender's Name], I am writing to request a free copy of my credit report, as per my rights under the Fair Credit Reporting Act (FCRA), Section 612. I recently applied for credit with your institution and my application was denied. In accordance with the FCRA, I am entitled to receive a copy of my credit report from the credit reporting agency that you obtained information from to make this decision. To provide you with my relevant details, please find the following information: — Full Name: [Your Name— - Address: [Your Address] — Social Security Number: [Your SSN— - Date of Birth: [Your DOB] Additionally, I kindly request that you provide me with the name, address, and telephone number of the credit reporting agency used in the decision-making process. This will allow me to properly contact them and request my free credit report. I would appreciate receiving the requested credit report within the timeframe mandated by the FCRA, which is typically within 30 days. Being proactive in understanding my creditworthiness is of utmost importance to me, and it will enable me to take any necessary actions to improve my credit standing if required. Please reply to this request in writing and send the credit report to the address listed above. If you have any inquiries or require further information regarding my request, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your prompt attention to this matter. I look forward to receiving the requested credit report and resolving any potential issues with my credit information. Sincerely, [Your Name] [Your Signature] [Date] Other types of Orange, California Sample Letters for Request for Free Credit Report Based on Denial of Credit may include: 1. Orange, California Sample Letter for Request for Free Credit Report Based on Denial of Mortgage Loan: This letter is specifically tailored for situations where the credit applicant has been denied a mortgage loan. 2. Orange, California Sample Letter for Request for Free Credit Report Based on Denial of Auto Loan: This letter is suitable for individuals who have experienced a credit denial when applying for an auto loan. 3. Orange, California Sample Letter for Request for Free Credit Report Based on Denial of Credit Card: This type of letter is designed for individuals who have been denied a credit card application and want to obtain their credit report to understand the reasons behind the denial. 4. Orange, California Sample Letter for Request for Free Credit Report Based on Denial of Personal Loan: This particular letter is useful for individuals who have been denied a personal loan and wish to review their credit report to identify potential issues. Note: It is essential to customize the content of these sample letters with your own information to ensure accuracy and effectiveness when making your request for a free credit report.