Dear [Credit Bureau], I am writing to request a free credit report based on the denial of credit that I recently experienced. I recently applied for credit with a company and was informed that my application was denied due to information found on my credit report. I understand that, according to the Fair Credit Reporting Act, I am entitled to a free copy of my credit report if a company denies my application for credit based on the information contained in that report. It is therefore my right to request a copy of this report in order to review the information that led to the denial of my credit application. Please find below my personal information for verification purposes: Full Name: [Your Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Mailing Address: [Your Mailing Address] Contact Number: [Your Contact Number] Email Address: [Your Email Address] I kindly request that you provide me with a copy of my credit report as soon as possible. The credit denial notification I received mentioned that the decision was based on information from your bureau, so I am eager to review my credit report to understand what negative factors may have impacted my application. In addition, I would also appreciate it if you could provide me with a clear explanation of the specific factors that led to the denial of my credit application. This will help me address any inaccuracies or potential issues that may be affecting my creditworthiness. Please note that I am aware of my right to dispute any erroneous information that may be present on my credit report. If upon reviewing the report, I find any incorrect or outdated information, I will promptly notify you and provide the necessary supporting documents to initiate a dispute. I want to thank you in advance for your prompt attention to this matter. I look forward to receiving my credit report and the details regarding the factors that led to the denial of my credit application. Should you require any additional information or documentation from my end to complete this request, please do not hesitate to contact me. Sincerely, [Your Name] --- Different types of Salt Lake Utah Sample Letter for Request for Free Credit Report Based on Denial of Credit: 1. Salt Lake Utah Sample Letter for Request for Free Credit Report Based on Mortgage Denial 2. Salt Lake Utah Sample Letter for Request for Free Credit Report Based on Auto Loan Denial 3. Salt Lake Utah Sample Letter for Request for Free Credit Report Based on Credit Card Application Denial 4. Salt Lake Utah Sample Letter for Request for Free Credit Report Based on Personal Loan Denial 5. Salt Lake Utah Sample Letter for Request for Free Credit Report Based on Student Loan Denial.