San Diego California Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• County: San Diego
• Control #: US-0095LR
• Format: Word; Rich Text

Description

This form is used by an individual to request his or her free credit report from any credit reporting agency based on denial of credit. Sample Letter for Request for Free Credit Report Based on Denial of Credit — San Diego California [Your Name] [Your Address] [City, State, Zip] [Date] [Credit Reporting Agency Name] [Address] [City, State, Zip] Subject: Request for Free Credit Report based on Denial of Credit Dear Sir/Madam, I am writing this letter to formally request a free copy of my credit report, as mandated by the Fair Credit Reporting Act (FCRA), based on the recent denial of credit. I reside in San Diego, California, and I would appreciate your prompt attention to this matter. Kindly note that I applied for credit with [Name of the Creditor], and my application was recently denied. The denial notice indicated that the decision was based on information provided by your credit reporting agency. Therefore, I am exercising my right to request a complimentary copy of my credit report from your agency for review and verification. Please find below the required information to process my request: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your Date of Birth] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Phone Number: [Your Phone Number] 7. Email Address: [Your Email Address] In accordance with the FCRA, please ensure the credit report includes all relevant information such as credit accounts, payment history, public records, and inquiries made in the past 12 months. Additionally, I kindly request that you provide the names and contact information of any companies that have obtained my credit report during this period. I would also like to request a copy of the "Summary of Your Rights under the Fair Credit Reporting Act" as required by law, to better understand my rights as a consumer. As stated in the FCRA, I anticipate receiving a prompt response within 30 days of the receipt of this letter. Please send the requested information to the address mentioned above. Should you need any further information or have any questions concerning this request, please do not hesitate to contact me. I appreciate your cooperation in promptly processing my request, as it plays a crucial role in helping me understand the reasons behind the denial of credit and to ensure the accuracy of my credit information. Thank you for your attention to this matter, and I look forward to receiving the requested information as soon as possible. Sincerely, [Your Name]

Sample Letter for Request for Free Credit Report Based on Denial of Credit — San Diego California [Your Name] [Your Address] [City, State, Zip] [Date] [Credit Reporting Agency Name] [Address] [City, State, Zip] Subject: Request for Free Credit Report based on Denial of Credit Dear Sir/Madam, I am writing this letter to formally request a free copy of my credit report, as mandated by the Fair Credit Reporting Act (FCRA), based on the recent denial of credit. I reside in San Diego, California, and I would appreciate your prompt attention to this matter. Kindly note that I applied for credit with [Name of the Creditor], and my application was recently denied. The denial notice indicated that the decision was based on information provided by your credit reporting agency. Therefore, I am exercising my right to request a complimentary copy of my credit report from your agency for review and verification. Please find below the required information to process my request: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your Date of Birth] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Phone Number: [Your Phone Number] 7. Email Address: [Your Email Address] In accordance with the FCRA, please ensure the credit report includes all relevant information such as credit accounts, payment history, public records, and inquiries made in the past 12 months. Additionally, I kindly request that you provide the names and contact information of any companies that have obtained my credit report during this period. I would also like to request a copy of the "Summary of Your Rights under the Fair Credit Reporting Act" as required by law, to better understand my rights as a consumer. As stated in the FCRA, I anticipate receiving a prompt response within 30 days of the receipt of this letter. Please send the requested information to the address mentioned above. Should you need any further information or have any questions concerning this request, please do not hesitate to contact me. I appreciate your cooperation in promptly processing my request, as it plays a crucial role in helping me understand the reasons behind the denial of credit and to ensure the accuracy of my credit information. Thank you for your attention to this matter, and I look forward to receiving the requested information as soon as possible. Sincerely, [Your Name]