[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Reporting Agency Name] [Address] [City, State, ZIP] Subject: Request for Free Credit Report Allowed by Federal Law Dear Sir/Madam, I am writing to formally request a free copy of my credit report as mandated by the Fair Credit Reporting Act (FCRA) under Section 612. I understand that each consumer is entitled to one free credit report from each of the three major credit reporting agencies annually. I reside in Contra Costa County, California, and I am seeking a comprehensive credit report that encompasses all the requisite information pertaining to my financial history. Furthermore, I kindly request that you provide me with a detailed credit report that includes my personal identification information, credit accounts, payment history, public records, and any inquiries made by potential creditors. Consequently, please find all the necessary information needed to process my request below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Past Address] Telephone Number: [Your Phone Number] Email Address: [Your Email Address] As stipulated by federal law, I am enclosing a copy of my driver's license or other government-issued identification card as proof of my identity. Please ensure that all personal information is kept confidential and used solely for the purpose of fulfilling this request. I kindly request that you mail the credit report to the address mentioned above within the timeframe specified by law, which is generally no later than 30 days from the receipt of this letter. Should you require any further documentation or information to facilitate this request, please do not hesitate to contact me at the telephone number or email address provided above. Thank you for your attention to this matter. I look forward to receiving the credit report promptly as mandated by federal law. Sincerely, [Your Name]