Los Angeles California Sample Letter for Request for Free Credit Report Allowed by Federal Law

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• County: Los Angeles
• Control #: US-0098LR
• Format: Word; Rich Text

Description

This form allows an individual to request his or her annual free credit report allowed by federal law from each of the credit bureaus through the Annual Credit Report Request Service, which is the centralized source for consumers to request this annual credit report. Dear [Credit Reporting Agency], I hope this letter finds you well. I am writing to request a free copy of my credit report as permitted by federal law, specifically under the Fair Credit Reporting Act (FCRA). As a consumer, it is important for me to review and monitor my credit history to ensure its accuracy and identify any potential errors or fraudulent activities. I understand that under federal law, I am entitled to receive one free credit report annually from each of the three major credit reporting agencies — Equifax, Experian, and TransUnion. Therefore, I kindly request that you provide me with a copy of my credit report from your agency, which you maintain and generate for consumers within Los Angeles, California. Los Angeles, often referred to as LA, is a vibrant city located in the state of California. It is known for its diverse population, iconic landmarks such as the Hollywood Sign, Walk of Fame, Griffith Observatory, and breathtaking beaches like Venice and Santa Monica. LA is also a major global center for entertainment, business, fashion, and culture. In order to access my credit report, I have provided the necessary personal information below: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] Please note, according to the FCRA, you have up to 30 days to provide me with my credit report upon receiving this request. I understand that the report may be provided in the form of a paper document or electronically, depending on your agency's preferred method. I also wish to express my interest in obtaining a free credit score, if available. While the FCRA does not explicitly require providing free credit scores, some agencies may include this information alongside the credit report. If this is possible, I kindly request that you include my credit score in the report as well. Moreover, should you identify any inaccuracies or discrepancies in my credit report, I kindly request that you investigate and rectify them in accordance with the FCRA. Promptly notifying me of any updates or modifications made to my credit report would be greatly appreciated. Thank you in advance for your attention to this matter. Please confirm receipt of this request and inform me of any further actions required on my part. I look forward to receiving my credit report from your agency and appreciate your cooperation. Sincerely, [Your Name] [Your Contact Information]

Dear [Credit Reporting Agency], I hope this letter finds you well. I am writing to request a free copy of my credit report as permitted by federal law, specifically under the Fair Credit Reporting Act (FCRA). As a consumer, it is important for me to review and monitor my credit history to ensure its accuracy and identify any potential errors or fraudulent activities. I understand that under federal law, I am entitled to receive one free credit report annually from each of the three major credit reporting agencies — Equifax, Experian, and TransUnion. Therefore, I kindly request that you provide me with a copy of my credit report from your agency, which you maintain and generate for consumers within Los Angeles, California. Los Angeles, often referred to as LA, is a vibrant city located in the state of California. It is known for its diverse population, iconic landmarks such as the Hollywood Sign, Walk of Fame, Griffith Observatory, and breathtaking beaches like Venice and Santa Monica. LA is also a major global center for entertainment, business, fashion, and culture. In order to access my credit report, I have provided the necessary personal information below: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] Please note, according to the FCRA, you have up to 30 days to provide me with my credit report upon receiving this request. I understand that the report may be provided in the form of a paper document or electronically, depending on your agency's preferred method. I also wish to express my interest in obtaining a free credit score, if available. While the FCRA does not explicitly require providing free credit scores, some agencies may include this information alongside the credit report. If this is possible, I kindly request that you include my credit score in the report as well. Moreover, should you identify any inaccuracies or discrepancies in my credit report, I kindly request that you investigate and rectify them in accordance with the FCRA. Promptly notifying me of any updates or modifications made to my credit report would be greatly appreciated. Thank you in advance for your attention to this matter. Please confirm receipt of this request and inform me of any further actions required on my part. I look forward to receiving my credit report from your agency and appreciate your cooperation. Sincerely, [Your Name] [Your Contact Information]