Middlesex Massachusetts Sample Letter for Request for Free Credit Report Allowed by Federal Law

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• County: Middlesex
• Control #: US-0098LR
• Format: Word; Rich Text

Description

This form allows an individual to request his or her annual free credit report allowed by federal law from each of the credit bureaus through the Annual Credit Report Request Service, which is the centralized source for consumers to request this annual credit report. Dear [Company Name], I am writing to request a free copy of my credit report, as allowed under federal law. I am a resident of Middlesex County, Massachusetts, and I want to exercise my right to obtain a detailed understanding of my credit history from all three major credit reporting agencies: Equifax, Experian, and TransUnion. As a responsible individual, I value the importance of maintaining a good credit profile. To ensure accuracy and keep track of any potential errors or discrepancies on my credit report, I kindly ask that you provide me with a complimentary copy of my credit report. This request is made in accordance with the Fair Credit Reporting Act (FCRA), which grants consumers the right to request a free report annually from each of the credit bureaus. In order to process my request promptly and accurately, I have included the necessary information below: — Full Name: [Your Full Name— - Date of Birth: [Your Date of Birth] — Social Security Number: [Your Social Security Number] — Current Address: [Your Current Address] — Previous Address (if applicable): [Your Previous Address] I kindly request that you send the credit report to the following address: [Your Mailing Address] [City, State, ZIP Code] Please note that I understand my credit report may not be sent to me immediately. However, I kindly request that you provide it to me within the timeframe specified by federal law, which is generally 30 days from the receipt of this letter. I also want to remind you that I am only requesting a free copy of my credit report, not any additional services or credit monitoring programs. Any attempts to enroll or charge me for such services would be a violation of federal law. Thank you for your attention to this matter. Should you have any questions or require further verification, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. I look forward to receiving my credit report as soon as possible. Sincerely, [Your Name]

Dear [Company Name], I am writing to request a free copy of my credit report, as allowed under federal law. I am a resident of Middlesex County, Massachusetts, and I want to exercise my right to obtain a detailed understanding of my credit history from all three major credit reporting agencies: Equifax, Experian, and TransUnion. As a responsible individual, I value the importance of maintaining a good credit profile. To ensure accuracy and keep track of any potential errors or discrepancies on my credit report, I kindly ask that you provide me with a complimentary copy of my credit report. This request is made in accordance with the Fair Credit Reporting Act (FCRA), which grants consumers the right to request a free report annually from each of the credit bureaus. In order to process my request promptly and accurately, I have included the necessary information below: — Full Name: [Your Full Name— - Date of Birth: [Your Date of Birth] — Social Security Number: [Your Social Security Number] — Current Address: [Your Current Address] — Previous Address (if applicable): [Your Previous Address] I kindly request that you send the credit report to the following address: [Your Mailing Address] [City, State, ZIP Code] Please note that I understand my credit report may not be sent to me immediately. However, I kindly request that you provide it to me within the timeframe specified by federal law, which is generally 30 days from the receipt of this letter. I also want to remind you that I am only requesting a free copy of my credit report, not any additional services or credit monitoring programs. Any attempts to enroll or charge me for such services would be a violation of federal law. Thank you for your attention to this matter. Should you have any questions or require further verification, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. I look forward to receiving my credit report as soon as possible. Sincerely, [Your Name]