Riverside California Sample Letter for Request for Free Credit Report Allowed by Federal Law

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• County: Riverside
• Control #: US-0098LR
• Format: Word; Rich Text

Description

This form allows an individual to request his or her annual free credit report allowed by federal law from each of the credit bureaus through the Annual Credit Report Request Service, which is the centralized source for consumers to request this annual credit report. [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Address] [City, State, ZIP] Subject: Request for Free Credit Report Allowed by Federal Law Dear [Credit Bureau Name], I am writing this letter in accordance with the provisions of the Fair Credit Reporting Act (FCRA) to request a free copy of my credit report, as allowed by federal law. I am a resident of Riverside, California and this letter serves as an official request for my credit report, which is compiled and maintained by your credit bureau. As per the FCRA, every consumer has the right to obtain a free copy of their credit report from each of the major credit reporting agencies once every 12 months. I have not obtained my credit report within the last 12 months and would like to exercise this right. Please find below my personal information necessary to process this request: Full Name: [Your Name] Current Address: [Your Address] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] Additionally, I would like to request the inclusion of my credit score with the credit report, as permitted by federal law. The credit score will help me understand my current credit standing and assist in making informed financial decisions. I kindly ask that you provide me with a paper copy of my credit report and credit score at your earliest convenience. If there is a more convenient manner in which this information can be obtained, please inform me in writing, as allowed by federal law. Moreover, please notify me in writing if my request cannot be fulfilled, along with the reasons for denial. In such an event, please provide me with any necessary contact information required to dispute the information on my credit report. Lastly, I want to remind you of your obligation to maintain the confidentiality and security of my personal information and credit history. I trust that your credit bureau will handle my request promptly and exercise the necessary caution to protect my sensitive information. Thank you for your attention to this matter. I look forward to receiving my credit report and credit score within the statutory time frame of 30 days. Please feel free to contact me if you require any additional information or documentation to process my request. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Address] [City, State, ZIP] Subject: Request for Free Credit Report Allowed by Federal Law Dear [Credit Bureau Name], I am writing this letter in accordance with the provisions of the Fair Credit Reporting Act (FCRA) to request a free copy of my credit report, as allowed by federal law. I am a resident of Riverside, California and this letter serves as an official request for my credit report, which is compiled and maintained by your credit bureau. As per the FCRA, every consumer has the right to obtain a free copy of their credit report from each of the major credit reporting agencies once every 12 months. I have not obtained my credit report within the last 12 months and would like to exercise this right. Please find below my personal information necessary to process this request: Full Name: [Your Name] Current Address: [Your Address] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] Additionally, I would like to request the inclusion of my credit score with the credit report, as permitted by federal law. The credit score will help me understand my current credit standing and assist in making informed financial decisions. I kindly ask that you provide me with a paper copy of my credit report and credit score at your earliest convenience. If there is a more convenient manner in which this information can be obtained, please inform me in writing, as allowed by federal law. Moreover, please notify me in writing if my request cannot be fulfilled, along with the reasons for denial. In such an event, please provide me with any necessary contact information required to dispute the information on my credit report. Lastly, I want to remind you of your obligation to maintain the confidentiality and security of my personal information and credit history. I trust that your credit bureau will handle my request promptly and exercise the necessary caution to protect my sensitive information. Thank you for your attention to this matter. I look forward to receiving my credit report and credit score within the statutory time frame of 30 days. Please feel free to contact me if you require any additional information or documentation to process my request. Sincerely, [Your Name]