Suffolk New York Sample Letter for Request for Free Credit Report Allowed by Federal Law

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• County: Suffolk
• Control #: US-0098LR
• Format: Word; Rich Text

Description

This form allows an individual to request his or her annual free credit report allowed by federal law from each of the credit bureaus through the Annual Credit Report Request Service, which is the centralized source for consumers to request this annual credit report. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP Code] Subject: Request for Free Credit Report Allowed by Federal Law Dear Sir/Madam, I am writing to request a free credit report, as permitted under federal law, for the purpose of reviewing my credit history and ensuring its accuracy. As a resident of Suffolk, New York, I would like to exercise my rights under the Fair Credit Reporting Act (FCRA) to obtain a copy of my credit report from your agency. According to the FCRA, individuals are entitled to one free credit report per year from each of the three major credit reporting bureaus: Equifax, Experian, and TransUnion. Therefore, I kindly request that you provide me with a comprehensive credit report containing all the information you have on file regarding my credit history. To help expedite the process and ensure accurate identification, I have provided the necessary details below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Last 4 Digits of Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Enclosed with this request, please find a copy of my government-issued identification and a recent utility bill as proof of my current address. I have also attached a copy of my Social Security card to establish my identity. Under federal law, I understand that you are required to provide me with the requested credit report within 30 days of receiving my request. If for any reason you find it necessary to deny my request, I kindly request that you provide a written explanation for your decision, along with the name and address of the credit reporting agency where I can appeal such a denial. I appreciate your attention to this matter and the services you provide in ensuring fair credit reporting practices. If you have any questions or need additional information, please do not hesitate to contact me at the phone number or email address provided. Thank you for your prompt attention and cooperation. I look forward to receiving my free credit report in a timely manner. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP Code] Subject: Request for Free Credit Report Allowed by Federal Law Dear Sir/Madam, I am writing to request a free credit report, as permitted under federal law, for the purpose of reviewing my credit history and ensuring its accuracy. As a resident of Suffolk, New York, I would like to exercise my rights under the Fair Credit Reporting Act (FCRA) to obtain a copy of my credit report from your agency. According to the FCRA, individuals are entitled to one free credit report per year from each of the three major credit reporting bureaus: Equifax, Experian, and TransUnion. Therefore, I kindly request that you provide me with a comprehensive credit report containing all the information you have on file regarding my credit history. To help expedite the process and ensure accurate identification, I have provided the necessary details below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Last 4 Digits of Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Enclosed with this request, please find a copy of my government-issued identification and a recent utility bill as proof of my current address. I have also attached a copy of my Social Security card to establish my identity. Under federal law, I understand that you are required to provide me with the requested credit report within 30 days of receiving my request. If for any reason you find it necessary to deny my request, I kindly request that you provide a written explanation for your decision, along with the name and address of the credit reporting agency where I can appeal such a denial. I appreciate your attention to this matter and the services you provide in ensuring fair credit reporting practices. If you have any questions or need additional information, please do not hesitate to contact me at the phone number or email address provided. Thank you for your prompt attention and cooperation. I look forward to receiving my free credit report in a timely manner. Sincerely, [Your Name]