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I am writing this letter to state that on (Day) i.e. (Date), I got relieved from your (Company/ Organization) but my full and final settlement has not been done. I request you to kindly do the full and final settlement and send me all dues (if any).
I am willing to opt for one time settlement in order to close the loan account. I can make the all dues in one payment by...... (Date). Even though it will be very hard in arranging this money, I am still willing to do it.
The language can be as simple as: In order to settle this matter amicably, I offer you the sum of amount (inclusive of interests and costs) as the full and final settlement of the above claim/debt.
I am willing to opt for one time settlement in order to close the loan account. I can make the all dues in one payment by...... (Date). Even though it will be very hard in arranging this money, I am still willing to do it.
What percentage should I offer a full and final settlement? It depends on what you can afford, but you should offer equal amounts to each creditor as a full and final settlement. For example, if the lump sum you have is 75% of your total debt, you should offer each creditor 75% of the amount you owe them.
Here is a sample of a request letter to the bank manager for a one-time settlement of your loan account. TEMPLATE. Date: From. (Name of the Loan Account-holder) (Registered Address) (Telephone Number) To. The Branch Manager.(Name of the Branch)Sub.: Request for a One-Time Settlement of the Loan.
Writing the Settlement Offer Letter Include your personal contact information, full name, mailing address, and account number. Specify the amount that you can pay, as well as what you expect from the creditor in return. A good starting point for negotiation could be offering around 30% of the amount that you owe.
I am writing about the money which you are claiming I owe on the above account. I can confirm that I am unable to offer to pay in full what I owe. and I want to offer this as an ex-gratia payment in full and final settlement of the account.