Cincinnati Ohio Notice of Denial of Credit for Personal, Family, or Household Purposes Based on Information Received From Person Other Than Consumer Reporting Agency

State:
Multi-State
City:
Cincinnati
Control #:
US-01409BG
Format:
Word; 
Rich Text
Instant download

Description

Whenever credit for personal, family, or household purposes involving a consumer is denied or the charge for the credit is increased either wholly or partly because of information obtained from a person other than a credit reporting agency bearing on the consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living, certain requirements must be met. The user of such information, when the adverse action is communicated to the consumer, must clearly and accurately disclose the consumer's right to make a written request for disclosure of the information.

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Cincinnati Ohio Notice of Denial of Credit for Personal, Family, or Household Purposes Based on Information Received From Person Other Than Consumer Reporting Agency