San Bernardino California Sample Letter for Disputed Balance Notice

• Category: Letters - Nonlegal - Customers
• State: Multi-State
• County: San Bernardino
• Control #: US-0159LR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [San Bernardino Business Name] [Address] [City, State, ZIP Code] Subject: Notice of Disputed Balance — Account Number: [Account Number] Dear Sir/Madam, I hope this letter finds you well. I am writing to formally dispute the balance stated on my account, assigned to my name with the account number mentioned above. After thoroughly reviewing the statements and transaction history associated with the account, I believe there is an error regarding the balance owed. I kindly request your immediate attention to this matter, and I outline the disputed charges below: 1. [Disputed Charge 1]: Provide a detailed explanation of the disputed charge, including relevant dates, amounts, and any supporting documentation you have. 2. [Disputed Charge 2]: Elaborate on the second disputed charge using the same format as above, providing all relevant details. 3. [Disputed Charge 3]: If there are additional charges, continue to list them, ensuring to include all necessary information for each dispute. Upon examining my records, bank statements, and communication history with your company, I firmly believe that these disputed balances should either be corrected or removed entirely from my account. I have attached copies of all relevant documentation supporting my claim for your reference. Additionally, I kindly request that you undertake a thorough investigation into the discrepancies mentioned above and rectify the account balance accordingly. Please update the account statement and provide me with a revised copy promptly. As per my consumer rights under the Fair Credit Reporting Act (FCRA), I also request that you promptly inform the credit reporting agencies about this dispute and mark the disputed charges as "in dispute" during the investigation process. This ensures accurate reporting of my credit history during this unresolved matter. Furthermore, I would appreciate a written confirmation acknowledging the receipt of this dispute letter within 15 days of your receipt. Additionally, I request that all communication regarding this dispute to be conducted in writing. Please note that until a resolution is reached, I am withholding any further payments towards the disputed amounts mentioned above. However, I will continue making timely payments for any undisputed charges to avoid any negative impact on my creditworthiness. I hope we can resolve this matter amicably and promptly within the confines of the law. I believe in maintaining good relationships with businesses, and I trust that your company shares the same values. Please feel free to contact me at [Phone Number] or via email at [Email Address] to discuss the matter further or request any additional information you may require to expedite the investigation. Thank you for your immediate attention to this dispute. I look forward to your prompt resolution of this matter. Yours sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [San Bernardino Business Name] [Address] [City, State, ZIP Code] Subject: Notice of Disputed Balance — Account Number: [Account Number] Dear Sir/Madam, I hope this letter finds you well. I am writing to formally dispute the balance stated on my account, assigned to my name with the account number mentioned above. After thoroughly reviewing the statements and transaction history associated with the account, I believe there is an error regarding the balance owed. I kindly request your immediate attention to this matter, and I outline the disputed charges below: 1. [Disputed Charge 1]: Provide a detailed explanation of the disputed charge, including relevant dates, amounts, and any supporting documentation you have. 2. [Disputed Charge 2]: Elaborate on the second disputed charge using the same format as above, providing all relevant details. 3. [Disputed Charge 3]: If there are additional charges, continue to list them, ensuring to include all necessary information for each dispute. Upon examining my records, bank statements, and communication history with your company, I firmly believe that these disputed balances should either be corrected or removed entirely from my account. I have attached copies of all relevant documentation supporting my claim for your reference. Additionally, I kindly request that you undertake a thorough investigation into the discrepancies mentioned above and rectify the account balance accordingly. Please update the account statement and provide me with a revised copy promptly. As per my consumer rights under the Fair Credit Reporting Act (FCRA), I also request that you promptly inform the credit reporting agencies about this dispute and mark the disputed charges as "in dispute" during the investigation process. This ensures accurate reporting of my credit history during this unresolved matter. Furthermore, I would appreciate a written confirmation acknowledging the receipt of this dispute letter within 15 days of your receipt. Additionally, I request that all communication regarding this dispute to be conducted in writing. Please note that until a resolution is reached, I am withholding any further payments towards the disputed amounts mentioned above. However, I will continue making timely payments for any undisputed charges to avoid any negative impact on my creditworthiness. I hope we can resolve this matter amicably and promptly within the confines of the law. I believe in maintaining good relationships with businesses, and I trust that your company shares the same values. Please feel free to contact me at [Phone Number] or via email at [Email Address] to discuss the matter further or request any additional information you may require to expedite the investigation. Thank you for your immediate attention to this dispute. I look forward to your prompt resolution of this matter. Yours sincerely, [Your Name]