The Federal Trade Commission's (FTC) Funeral Rule requires all funeral providers to give information to consumers to help them choose the services and products they want for their deceased relative or friend. Funeral providers must give you a general price of products and services when you ask in person about funeral arrangements and you have the right to keep this list. Furthermore, funeral providers must make price information available over the phone upon request. The funeral provider must give you any other information that is reasonably needed to select the funeral provider and funeral items you want, need, and are able to afford.
If the funeral provider charges a fee for buying "cash advance items," this must be disclosed to you in writing. Cash advance items are those goods and services paid for by the funeral provider on your behalf, such as cemetery plots, flowers, obituary notices, and clergy honoraria. You must also be notified if a service fee is added to the price of cash advance items, and if the funeral provider gets a refund, discount or rebate from the supplier of any cash advance item.
The Suffolk New York Prearranged Funeral Contract with Statutory Disclosures is a legally binding agreement designed to outline the specific details of a prearranged funeral arrangement in Suffolk County, New York. This contract ensures that both parties, the purchaser and the funeral home, are aware of their rights and obligations. In Suffolk County, New York, there are different types of prearranged funeral contracts available, each offering specific features and options to meet individual preferences and needs. The main types include: 1. Traditional Prearranged Funeral Contract: This type of contract allows individuals to plan a funeral according to traditional customs, including visitation, religious ceremonies, burial or cremation, and choice of burial plot or niche in a cemetery. The contract typically covers expenses related to funeral services, embalming, casket or urn, transportation, and other necessary arrangements. 2. Cremation Prearranged Funeral Contract: Designed for those who prefer cremation, this contract specifies details related to cremation services, such as the choice of an urn, memorial service arrangements, crematory fees, and any additional options like scattering or interment of ashes. 3. Green Burial Prearranged Funeral Contract: For individuals who wish to have an environmentally friendly burial, the green burial contract focuses on funeral arrangements that minimize ecological impact. It covers details such as the use of biodegradable caskets or shrouds, natural burial grounds, and any specific requirements related to sustainable burial practices. Regardless of the type of contract, Suffolk County's Prearranged Funeral Contract with Statutory Disclosures must include certain key information as mandated by the law. These statutory disclosures serve to protect consumers and include details such as: — Itemized pricing for each service and merchandise included in the contract. — Any additional fees or surcharges that may apply to specific circumstances. — A statement explaining the terms of cancellation, refund, or transfer of funds. — Disclosures on the funeral home's obligations and responsibilities. — Consumer rights and protection measures provided under state and federal laws. It is essential for individuals considering a prearranged funeral contract in Suffolk County, New York, to thoroughly review the contract, understand the statutory disclosures, and seek legal or professional advice if needed. This ensures clarity and confidence in their funeral arrangement decisions while upholding their rights and ensuring compliance with the law.The Suffolk New York Prearranged Funeral Contract with Statutory Disclosures is a legally binding agreement designed to outline the specific details of a prearranged funeral arrangement in Suffolk County, New York. This contract ensures that both parties, the purchaser and the funeral home, are aware of their rights and obligations. In Suffolk County, New York, there are different types of prearranged funeral contracts available, each offering specific features and options to meet individual preferences and needs. The main types include: 1. Traditional Prearranged Funeral Contract: This type of contract allows individuals to plan a funeral according to traditional customs, including visitation, religious ceremonies, burial or cremation, and choice of burial plot or niche in a cemetery. The contract typically covers expenses related to funeral services, embalming, casket or urn, transportation, and other necessary arrangements. 2. Cremation Prearranged Funeral Contract: Designed for those who prefer cremation, this contract specifies details related to cremation services, such as the choice of an urn, memorial service arrangements, crematory fees, and any additional options like scattering or interment of ashes. 3. Green Burial Prearranged Funeral Contract: For individuals who wish to have an environmentally friendly burial, the green burial contract focuses on funeral arrangements that minimize ecological impact. It covers details such as the use of biodegradable caskets or shrouds, natural burial grounds, and any specific requirements related to sustainable burial practices. Regardless of the type of contract, Suffolk County's Prearranged Funeral Contract with Statutory Disclosures must include certain key information as mandated by the law. These statutory disclosures serve to protect consumers and include details such as: — Itemized pricing for each service and merchandise included in the contract. — Any additional fees or surcharges that may apply to specific circumstances. — A statement explaining the terms of cancellation, refund, or transfer of funds. — Disclosures on the funeral home's obligations and responsibilities. — Consumer rights and protection measures provided under state and federal laws. It is essential for individuals considering a prearranged funeral contract in Suffolk County, New York, to thoroughly review the contract, understand the statutory disclosures, and seek legal or professional advice if needed. This ensures clarity and confidence in their funeral arrangement decisions while upholding their rights and ensuring compliance with the law.
