Dear [Bank Name], I am writing to respectfully request an extension of time for [loan/mortgage] payment due on [due date]. I sincerely apologize for any inconvenience caused and would appreciate your understanding in granting this extension. As an account holder of [Bank Name], I have always maintained a good relationship with your bank and have never been overdue on any payments. However, due to unexpected circumstances, I am facing temporary financial hardships that are inhibiting my ability to make the payment on time. I assure you that I am taking necessary steps and making every effort to stabilize my financial situation as soon as possible. In this regard, I kindly request an extension of [number of days/weeks/months] to allow me enough time to overcome these challenges and make the payment without incurring any additional fees or penalties. I understand that the bank has its protocols and policies in place, but I humbly request your indulgence in considering my situation. I have attached relevant documents such as my financial statement and supporting documents to provide further clarity on my current circumstances. It is crucial for me to maintain a positive credit history, and I value the trust and relationship we have developed over the years. I am confident that this extension will be a one-time exception, and I will resume regular payment schedule promptly once the extension period expires. I kindly request your prompt attention and favorable response to my request. Furthermore, I am available to discuss this matter further and provide any additional information you may require. Please feel free to contact me at [phone number] or [email address] at your earliest convenience. Thank you for your understanding and consideration. Yours sincerely, [Your Name] [Your Account Number]