Dear [Insurance Company], I am writing this letter to formally request payment for damages sustained in a traffic accident that occurred on [date] in Houston, Texas. Despite providing all the necessary evidence and documentation to support my claim, I have been informed that your company has refused to pay for the requested damages. The accident in question took place at the intersection of [street names] in Houston, Texas. I was traveling in my vehicle, which was in perfect working condition at the time, when the other party collided with me due to their reckless driving. The accident was clearly their fault as they failed to abide by traffic rules and disregarded road signals. I immediately contacted the authorities and a police report was filed regarding the incident. Additionally, I took several pictures of the accident scene, which clearly depict the extent of the damage caused to my vehicle. I have attached these photographs along with this letter for your reference. Following the accident, I sought medical attention due to the injuries I sustained. The medical reports from licensed physicians clearly indicate the extent of my injuries, and ongoing treatments required to recover from them. I have also included these medical reports as supporting documents. Upon reporting the accident, I promptly notified your company and provided all the necessary details, including the police report, photographs, and medical reports. However, to my disappointment, I received a letter from your company stating that you were denying my claim on the grounds of insufficient evidence. I would like to bring to your attention that all the relevant evidence was provided at the time of filing my claim, and I believe it overwhelmingly supports my case. As a result of the accident, I have incurred substantial expenses for both the vehicle repairs and medical treatments. It is only fair and just that your company accepts liability and covers these expenses. I kindly request you to review my claim and reconsider your decision in light of the evidence provided. Failing to do so, I will have no option but to escalate my claim by seeking legal assistance and filing a complaint with the appropriate authorities. I trust that it will not come to this and that we can resolve this matter amicably. Please respond to this letter within [reasonable time frame] to confirm your intention to pay for the damages incurred in the accident. I eagerly await your prompt response and hope for a mutually agreeable resolution to avoid any further inconvenience. Thank you for your attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, Zip] [Phone Number] [Email Address]