Sample Letter for Answer and Affirmative Defenses in Mecklenburg County, North Carolina [Your Name] [Your Address] [City, State, ZIP] [Date] [Defendant's Name] [Defendant's Address] [City, State, ZIP] Re: Case No. [Case Number] Dear [Defendant's Name], I hope this letter finds you in good health. I am writing in response to the cross claim filed against me in the aforementioned case. Please consider this letter as my answer and affirmative defenses to your cross claim. Answer: 1. I admit the allegations stated in Paragraph [Cross claim Paragraph Number 1] of your cross claim. 2. I deny the allegations stated in Paragraph [Cross claim Paragraph Number 2] of your cross claim as they do not accurately reflect the events that transpired. 3. Furthermore, I am without sufficient knowledge to admit or deny the allegations stated in Paragraph [Cross claim Paragraph Number 3] of your cross claim and therefore, I demand strict proof. 4. Furthermore, I deny the allegations stated in Paragraph [Cross claim Paragraph Number 4] of your cross claim as I did not commit the act(s) described. Affirmative Defenses: 1. Lack of Standing: I assert the defense of lack of standing as the plaintiff failed to demonstrate ownership or a legal right to make claims against me or my property. 2. Comparative Fault: I assert the defense of comparative fault, as any alleged damages or injuries sustained by the plaintiff may have resulted, in whole or in part, from their own negligent or reckless actions. 3. Statute of Limitations: I assert the defense of statute of limitations as the plaintiff's claims fail to comply with the applicable time frame for filing. 4. Failure to State a Claim: I assert the defense of failure to state a claim as the plaintiff's cross claim lacks factual or legal merit and does not establish a cause of action. Please note that the above answer and affirmative defenses are without prejudice to any additional defenses that may later come to light through discovery or further investigation. I hereby request that you provide all documents, statements, or materials relied upon in support of your cross claim, including any expert reports or witness statements, within [number of days] from the date of this letter. Failure to produce such evidence may result in sanctions as allowed by the North Carolina Rules of Civil Procedure. I am open to resolving the issues in this matter through mediation or settlement negotiations. If you are interested in exploring such options, please let me know, and I will arrange for my counsel to coordinate with yours. Please acknowledge receipt of this letter within [number of days] from the date of this letter. Failure to respond may lead to further legal action. Sincerely, [Your Name] [Your Contact Information]