This form is a sample letter in Word format covering the subject matter of the title of the form.
Dear [Insurance Company/At-Fault Driver's Name], RE: Traffic Accident Demand for Payment I hope this letter finds you in good health. I am writing to assert my right to seek compensation for the damages and injuries sustained during a recent traffic accident in Suffolk, New York, which occurred on [date of accident]. This demand for payment is being submitted to you under the provisions of New York State law. I would like to provide you with a detailed account of the accident and supporting evidence, which will aid in assessing the liability and quantifying the damages incurred as a result of the incident. On the aforementioned date, I was operating my vehicle in accordance with all traffic laws and regulations. At approximately [time of accident], at the specific location of [street name and intersection], your insured driver, [at-fault driver's name], failed to exercise due care and caused a collision with my vehicle. The impact of the accident resulted in severe damage to my car, as depicted in the attached photographs and accompanied by a repair estimate from a reputable automotive repair shop. Moreover, the accident caused significant physical and emotional injuries, which required immediate medical attention and ongoing treatment. Attached to this letter are copies of medical documents, including doctor's reports, hospital bills, medication receipts, and any other relevant proof of medical expenses incurred. Furthermore, the accident led to a considerable amount of general damages, such as pain and suffering, emotional distress, loss of consortium, and inconvenience. Although it is challenging to assign a specific monetary value to these aspects of the case, I trust that your company will ascertain the seriousness of these intangible losses. As the damages and injuries sustained are a direct result of your insured's negligence, I kindly request that you promptly settle this matter by compensating me for the total amount of damages incurred. A copy of the police report, which assigns liability to your insured party, is also enclosed for your reference. Please be advised that New York State law imposes strict statutes of limitation on personal injury claims. Therefore, I urge you to act expeditiously and respond to this letter within [reasonable timeframe — suggest no more than 30 days] to initiate the process of resolving this matter amicably. Failure to do so will leave me with no choice but to seek legal recourse, which may result in additional costs and consequences. I believe that a fair and reasonable settlement can be achieved without turning to litigation. However, if we are unable to reach a mutually agreeable resolution, I am prepared to pursue this matter through appropriate legal channels to protect my rights fully. I trust that your company will acknowledge its moral and legal obligations in this matter and handle this claim in a fair, efficient, and professional manner. I look forward to your prompt response and a satisfactory resolution. Thank you for your attention to this matter. Sincerely, [Your Name] [Your Contact Information]
Dear [Insurance Company/At-Fault Driver's Name], RE: Traffic Accident Demand for Payment I hope this letter finds you in good health. I am writing to assert my right to seek compensation for the damages and injuries sustained during a recent traffic accident in Suffolk, New York, which occurred on [date of accident]. This demand for payment is being submitted to you under the provisions of New York State law. I would like to provide you with a detailed account of the accident and supporting evidence, which will aid in assessing the liability and quantifying the damages incurred as a result of the incident. On the aforementioned date, I was operating my vehicle in accordance with all traffic laws and regulations. At approximately [time of accident], at the specific location of [street name and intersection], your insured driver, [at-fault driver's name], failed to exercise due care and caused a collision with my vehicle. The impact of the accident resulted in severe damage to my car, as depicted in the attached photographs and accompanied by a repair estimate from a reputable automotive repair shop. Moreover, the accident caused significant physical and emotional injuries, which required immediate medical attention and ongoing treatment. Attached to this letter are copies of medical documents, including doctor's reports, hospital bills, medication receipts, and any other relevant proof of medical expenses incurred. Furthermore, the accident led to a considerable amount of general damages, such as pain and suffering, emotional distress, loss of consortium, and inconvenience. Although it is challenging to assign a specific monetary value to these aspects of the case, I trust that your company will ascertain the seriousness of these intangible losses. As the damages and injuries sustained are a direct result of your insured's negligence, I kindly request that you promptly settle this matter by compensating me for the total amount of damages incurred. A copy of the police report, which assigns liability to your insured party, is also enclosed for your reference. Please be advised that New York State law imposes strict statutes of limitation on personal injury claims. Therefore, I urge you to act expeditiously and respond to this letter within [reasonable timeframe — suggest no more than 30 days] to initiate the process of resolving this matter amicably. Failure to do so will leave me with no choice but to seek legal recourse, which may result in additional costs and consequences. I believe that a fair and reasonable settlement can be achieved without turning to litigation. However, if we are unable to reach a mutually agreeable resolution, I am prepared to pursue this matter through appropriate legal channels to protect my rights fully. I trust that your company will acknowledge its moral and legal obligations in this matter and handle this claim in a fair, efficient, and professional manner. I look forward to your prompt response and a satisfactory resolution. Thank you for your attention to this matter. Sincerely, [Your Name] [Your Contact Information]