[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Card Company Name] [Credit Card Company Address] [City, State, ZIP Code] Subject: Cancellation of Credit Card — Account [Your Credit Card Number] Dear [Credit Card Company Name], I hope this letter finds you in good health. I am writing to formally request the cancellation of my credit card with [Credit Card Company Name]. I have recently reviewed my financial situation and have decided to close this credit card account due to personal reasons. Furthermore, I have been a loyal customer of [Credit Card Company Name] for [number of years] and have always endeavored to manage my credit responsibly. However, based on my current financial circumstances, I believe it is the right course of action to close this account. Please find my credit card details below: Credit Card Holder's Name: [Your Full Name] Credit Card Number: [Your Credit Card Number] Account Number: [Your Account Number] I kindly request you to process the cancellation of my credit card with immediate effect. To avoid any inconvenience or unauthorized use, I would appreciate it if you could confirm in writing that my credit card has been canceled. Additionally, please provide me with any necessary steps I need to take to settle any outstanding balance on my account. Furthermore, I would like to inquire about the possibility of converting the outstanding balance into a suitable payment plan, if applicable. Kindly inform me about the available options to facilitate a smooth repayment process. I understand that canceling my credit card account may impact my credit history; however, I believe it is in my best interest considering my present financial situation. I assure you that this decision has not been undertaken lightly, and I have thoroughly evaluated my options before reaching this conclusion. Thank you for your prompt attention to this matter. I appreciate your cooperation throughout my tenure as a valued customer, and I trust that you will schedule the cancellation process with utmost efficiency. Should you require any additional information or documentation, please do not hesitate to contact me via email or phone. I look forward to receiving your written confirmation of the credit card cancellation and any further instructions regarding the outstanding balance. Thank you for your understanding and cooperation. Sincerely, [Your Full Name]