Dear [Credit Card Company], I am writing this letter to formally request the cancellation of my credit card [Card Number: XXXX-XXXX-XXXX-XXXX]. I have recently relocated from [Current Address] to Nassau, New York, and I would like to discontinue my credit card services effective immediately. Nassau, New York, located in the heart of Long Island, is a vibrant and bustling town known for its rich history, diverse culture, and strong community bonds. With its proximity to New York City, Nassau offers its residents a perfect blend of suburban tranquility and urban excitement. As I settle into my new life in Nassau, I've made the decision to review and simplify my financial commitments. Therefore, I no longer require the services offered by your credit card company. Considering this, I kindly request that you terminate my credit card account and any associated services. I appreciate the benefits and convenience that my [Credit Card Company] card has offered me throughout the years. However, it is time for me to explore other financial options that align better with my current lifestyle and needs. I am confident that this cancellation will not have adverse effects on my financial situation. Please advise me on the necessary steps I need to take to ensure the cancellation process is completed smoothly and any outstanding balances are settled in a timely manner. Additionally, kindly confirm the final closing of my credit card account via written correspondence mailed to my new address, listed below: [New Address] Nassau, New York ZIP Code: XXXIX I would be grateful if you provided a final statement detailing any remaining balance or charges associated with my credit card. Kindly ensure that the outstanding amount is accurate and expressed in full transparency. I would also like to thank you for your prompt attention to this matter and your excellent customer service throughout my time as a loyal cardholder. Should I require any further assistance or clarification during this process, please do not hesitate to contact me at [Phone Number] or via email at [Email Address]. Thank you for your understanding and cooperation in this matter. I look forward to receiving confirmation of the cancellation and closure of my credit card account. Sincerely, [Your Name] [Your Contact Information]
Nassau New York Sample Letter for Cancellation of Credit Card
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FAQ
As a result, I respectfully request that you cancel my debit/credit card account and take this letter as a request to surrender the card. I've paid all of the yearly fees associated with the card, and there are no outstanding balances on my debit/credit card.
A credit card can be canceled without harming your credit score2060; just remember that paying down credit card balances first (not just the one you're canceling) is key. Closing a charge card won't affect your credit history (history is a factor in your overall credit score).
3. Consider Following Up in Writing. It's generally not necessary, but if you want to be sure, send the card issuer a short letter with your cancellation request. Include your name, address, phone number and credit card account number, as well as information about your initial request to cancel the account.
Dear Sir/Madam, I hereby kindly request you to cancel/close my credit card account. Details of which are mentioned below. Reason for card cancellation/closure: I have been using it recklessly for the last few months and it is affecting my monthly savings.
Due to personal reasons, I don't need the credit card. Hence, I request you to terminate / cancel my credit card and the linked card account no. (write the credit card account no.) with immediate effect.
Due to personal reasons, I don't need the credit card. Hence, I request you to terminate / cancel my credit card and the linked card account no. (write the credit card account no.) with immediate effect.
You can close your credit card without writing a letter, but sending a letter gives you physical proof that you requested your account to be closed.
I am writing this letter to close my credit card account for the following reason: I haven't used the account for quite some time and don't plan to use it in the future. I'm not carrying a balance on this account. Thank you for closing my account promptly.
Dear Sir/Madam, I hereby kindly request you to cancel/close my credit card account. Details of which are mentioned below. Reason for card cancellation/closure: I have been using it recklessly for the last few months and it is affecting my monthly savings.
Dear Sir/Madam, I hereby kindly request you to cancel/close my credit card account. Details of which are mentioned below. Reason for card cancellation/closure: I have been using it recklessly for the last few months and it is affecting my monthly savings.
