[Your Name] [Your Address] [City, State, ZIP] [Date] [Recipient's Name] [Recipient's Address] [City, State, ZIP] Subject: Breakdown of Account Arbitrage for [Account Holder Name], [Account Number] Dear [Recipient's Name], I hope this letter finds you well. I am writing to provide you with a detailed breakdown of the account arbitrage for [Account Holder Name] related to the outstanding balance on their [Account Number]. This breakdown will help clarify the various charges and fees included in the account balance. Arbitrage Breakdown: 1. Principal Amount: $[Amount] — This represents the original amount borrowed or the outstanding balance before any additional charges or interest. 2. Late Payment Fees: $[Amount] — These fees are charged when payments are not made on time in accordance with the agreed-upon terms and conditions. 3. Interest Charges: $[Amount] — This includes the accumulated interest on the outstanding balance over the specified period. The interest rate is determined based on the terms of the loan agreement. 4. Penalties: $[Amount] — Penalties are imposed as a consequence of late or missed payments and are calculated based on the terms and conditions outlined in the agreement. 5. Other Fees and Charges: $[Amount] — This category encompasses any additional fees, such as processing fees, maintenance fees, or other applicable charges specified in the agreement. Total Arbitrage: $[Total Amount] Please note that the above breakdown represents the current arbitrage on the account as of [Date]. Kindly review and verify this information on your end to ensure accuracy. I would like to work towards resolving this arbitrage and propose a mutually acceptable payment plan. If you agree, please contact me at [Your Phone Number] or [Your Email Address] to discuss the available options further. We aim to find a solution that allows the prompt settlement of this debt while considering the account holder's financial circumstances. Your cooperation in resolving this matter is highly appreciated. I understand the importance of maintaining a positive relationship with our valued customers, and I am committed to finding a resolution that benefits both parties. Thank you for your attention to this matter. I look forward to hearing from you soon. Sincerely, [Your Name] [Your Position] [Your Contact Information]