Subject Line: Reinstatement Agreement Executed to Bring Account Current — Contra Costa California [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Title] [Bank/Financial Institution Name] [Address] [City, State, ZIP] Dear [Recipient's Name], I hope this letter finds you in good health and high spirits. I am writing to discuss the reinstatement of my account at [Bank/Financial Institution Name] located in Contra Costa, California. This letter serves as an official request to execute a reinstatement agreement to bring my account current and rectify any outstanding financial obligations. Account Details: Account Holder's Name: [Your Name] Account Number: [Account Number] Date of Account Delinquency: [Date] Outstanding Balance: [Amount] I understand that my account has fallen behind on payments due to [reason for account delinquency]. However, I am committed to resolving this matter and bringing my account up to date promptly. I value my account with [Bank/Financial Institution Name] and have always maintained a positive relationship with your esteemed institution. In light of the above, I propose the following terms and conditions for reinstating my account: 1. Payment Plan: To settle the outstanding balance, I propose a monthly payment plan. The payment plan will span over [number of months] months, with a fixed monthly payment of [monthly payment amount]. 2. Late Payment Fees: I kindly request that any associated late payment fees be waived for the outstanding balance as a gesture of goodwill. 3. Credit Reporting: Upon the successful completion of the reinstatement agreement, I kindly request that all negative remarks regarding my account be removed from my credit report. 4. Method of Payment: I intend to make all future payments using [preferred payment method, e.g., personal check, electronic fund transfer, etc.]. Please provide specific instructions and details on how to proceed so that I can promptly initiate the first payment as per the agreed-upon schedule. I understand that reinstating my account is subject to your approval. I assure you that I am fully committed to fulfilling my financial responsibilities and executing the proposed reinstatement agreement promptly. This will not only bring my account current but also restore my standing as a valued customer of [Bank/Financial Institution Name]. I kindly ask you to review and consider the terms outlined above. Please provide me with a written confirmation of the approved reinstatement agreement, along with any further instructions or documents required to proceed. Furthermore, I am available for discussion should you have any questions or require any additional information. I sincerely appreciate your understanding and cooperation in this matter. I look forward to rebuilding a positive relationship with your institution and ensuring the smooth reinstatement of my account. Thank you for your attention to this request, and I anticipate a favorable resolution. Yours faithfully, [Your Name]