Dear [Defendant's Name], I hope this letter finds you well. I am writing to address the matter of the repayment of unearned premiums related to your insurance policy with [Insurance Company Name]. As per our records, it has come to our attention that there is an outstanding balance of unearned premiums that requires your immediate attention. Dallas, Texas is home to a thriving insurance industry, and it is imperative for both the insured and the insurer to uphold their commitments and obligations. We understand that circumstances may change, and policies might be cancelled or modified. However, in such cases, it is crucial for any unearned premiums to be refunded to the policyholder. We kindly request that you take prompt action to facilitate the repayment of the unearned premiums owed to [Insurance Company Name]. These unearned premiums represent the portion of your premium that corresponds to the remaining coverage period after the policy's termination date. Failure to repay the unearned premiums constitutes a breach of the policy agreement and may result in legal consequences. We strongly advise you to settle this outstanding balance within [number of days] from the date of receipt of this letter. This repayment can be made in the form of a check or money order, payable to [Insurance Company Name]. Should you require any further information or clarification regarding the calculation of the unearned premiums, we would be more than happy to provide detailed documentation outlining the calculation. Please contact our customer service department at [phone number] or email us at [email address]. Our team will promptly attend to your request and assist you in any way necessary. We understand that unforeseen circumstances or financial constraints may arise, making the repayment of the unearned premiums difficult. In such cases, we urge you to reach out to us immediately to discuss potential alternative repayment arrangements or installment plans that can help us work towards a mutually acceptable solution. Dallas, Texas is a city known for its strong legal framework, and failure to comply with this request may lead to legal proceedings initiated against you. It is in both parties' best interests to resolve this matter amicably, preventing any unnecessary legal complications. We trust that you will address this issue promptly and in good faith. We value your cooperation and look forward to the settlement of this outstanding balance within the stipulated time frame. Let us work together to resolve this matter efficiently. Thank you for your attention to this matter. Yours sincerely, [Your Name] [Your Title] [Insurance Company Name] [Contact Information: Phone Number, Email Address]