[Your Name] [Your Address] [City, State, ZIP] [Date] [Defendant's Name] [Defendant's Address] [City, State, ZIP] Subject: Repayment of Unearned Premiums — Demand Letter Dear [Defendant's Name], I hope this letter finds you well. I am writing on behalf of [Your Insurance Company] to inform you that you have been identified as the defendant responsible for repayment of unearned premiums relating to your insurance policy [Policy Number: #]. Oakland, Michigan Unearned Premiums Repayment: Oakland County, Michigan is a diverse and vibrant community located in the southeastern part of the state. It encompasses multiple cities, townships, and villages, including Oakland Township, Rochester, Troy, and Bloomfield Hills. Known for its thriving economy, picturesque landscapes, and exceptional educational institutions, Oakland County attracts visitors and residents alike. However, our discussion today focuses on the matter at hand: your insurance policy with [Your Insurance Company]. We regret to inform you that due to your violations of the terms and conditions outlined in your insurance policy, our company has determined that you are entitled to the return of unearned premiums in accordance with applicable laws and provisions. As per your insurance policy, unearned premiums refer to the portion of your premium that would cover the remaining period of coverage had your policy not been terminated or canceled due to your breach of contract. It is our legal right to seek reimbursement for this unearned premium amount. Please be advised that the total unearned premium owed by you amounts to [Dollar Amount] as of [Effective Date of Policy Termination]. We kindly request payment of this amount within [Timeframe] to rectify the outstanding balance. Failure to make the required repayment within the specified timeframe may result in legal action being pursued against you to recover the unearned premium amount. Should you have any questions or require clarification regarding this repayment request, please feel free to contact our designated representative, [Your Name and Contact Information], at your earliest convenience. We trust that you understand the gravity of this matter and the legal obligations stipulated in your insurance policy. We strongly urge you to comply with this demand for repayment to avoid any further escalation in this situation. Thank you for your immediate attention to this matter. We are hopeful that we can bring this issue to a satisfactory resolution promptly. Yours sincerely, [Your Name] [Your Title] [Your Insurance Company] [Contact Information]