Wake North Carolina Sample Letter to Defendant concerning Repayment of Unearned Premiums: [Your Name] [Your Address] [City, State, ZIP] [Date] [Defendant's Name] [Defendant's Address] [City, State, ZIP] Subject: Demand for Repayment of Unearned Premiums Dear [Defendant's Name], I hope this letter finds you well. I am writing to bring to your attention a matter of utmost importance regarding the repayment of unearned premiums owed to [Insurance Company Name]. As you may be aware, an insurance policy was issued by [Insurance Company Name], policy number [Policy Number], on [Policy Effective Date] to provide coverage for [Type of Insurance Coverage] in relation to [Property/Item Insured]. The coverage period commenced on [Policy Effective Date] and was in effect until [Policy Expiration/Cancellation Date]. However, it has come to our attention that the insurance policy was terminated prematurely due to certain circumstances beyond the policyholder's control. As a result, there is a significant amount of unearned premiums, which need to be promptly reimbursed to the policyholder. The unearned premiums refer to the portion of the premium that corresponds to the unused coverage period after the policy's termination. This refund is a legal requirement under the insurance laws of North Carolina and is essential to ensure a fair and equitable relationship between insurers and policyholders. Therefore, we kindly request that you expedite the repayment of the unearned premiums owed by [Insurance Company Name] to [Policyholder's Name]. As per our calculations, the unearned premium amount is estimated to be [Amount] as of the policy termination date. Failure to comply with this request within [Days for Compliance] days from the receipt of this letter will leave us with no option but to pursue legal action to recover the unearned premium amount, along with any additional costs and damages incurred. We trust that you will understand the importance of fulfilling this obligation promptly, and we anticipate your prompt attention to this matter. In case you have any questions or require further information, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your immediate attention to this matter. Yours sincerely, [Your Name]