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If Your Deed Is Not Recorded, the Property Could Be Sold Out From Under You (and Other Scary Scenarios) In practical terms, failure to have your deed recorded would mean that, if you ever wanted to sell your property, refinance your mortgage, or execute a home equity line of credit, you could not do so.

Deeds do not take effect as to creditors and subsequent purchasers without notice until the instrument is recorded. Thus, unrecorded deeds are void as to all subsequent creditors and subsequent purchasers without notice until they are filed for record.

DEED: A written instrument by which one party, the Grantor, conveys the title of ownership in property to another party, the Grantee. A Warranty Deed contains promises, called covenants, that the Grantor makes to the Grantee.

A general warranty deed is the most beneficial for the home buyer because it provides the greatest amount of protection. It's a guarantee from the current owners (also referred to as grantors) that they have full ownership of the property and have disclosed all encumbrances, liens, easements and judgments.

Any instrument transferring or encumbering community property must be executed by both the husband and the wife. While recording a deed does not affect its validity, it is extremely important to record since recordation protects the grantee.

A Warranty Deed is a document that guarantees that the title to a property is free from any interests held by others, such as liens.

Q: Is it required in New York for a deed to be recorded in order it should be valid? A: An unrecorded deed is valid between the parties in it, but third parties are not bound, and any recording done before the deed is recorded has priority.

How to Transfer Michigan Real Estate Find the most recent deed to the property. It is helpful to begin by locating the most recent deed to the property (the deed that transferred the property to the current grantor).Create the new deed.Sign and notarize the deed.File the deed in the county land records.

You can obtain a warranty deed through your real estate agent's office or download an online template. All warranty deeds must include the date of the transaction, the name of the parties involved, a legal description of the property being transferred, a list of title defects and the signatures of the buyers.

Under Florida law, an unrecorded deed that is notarized and delivered, will be valid as between the parties (the grantor and grantee). However, as far as creditors or purchasers, an unrecorded deed is void because there was no notice of the transaction.

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Wayne Michigan Sample Letter for Warranty Deed - Recordation in Courthouse

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