Fairfax Virginia Sample Letter to Foreclosure Attorney to Provide Verification of Debt and Cease Foreclosure

• Category: Letters - Legal - Foreclosures
• State: Multi-State
• County: Fairfax
• Control #: US-0509LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Attorney's Name] [Law Firm] [Address] [City, State, ZIP] Subject: Request for Verification of Debt and Cease Foreclosure — [Property Address] Dear [Attorney's Name], I am writing to you as the homeowner of the property located at [Property Address], which is currently subject to foreclosure proceedings. This letter is to request your immediate attention and assistance in providing verification of the debt and to cease the foreclosure proceedings. I have recently received a notice of foreclosure from [Lender's Name], dated [Date]. As per my knowledge, I dispute the outstanding balance mentioned in the notice and seek proper verification of the debt owed. It is my right as a homeowner to request the necessary documentation and verify the accuracy of the debt before any further proceedings take place. To this end, I kindly request that you provide me with the following information/documents within the next 30 days: 1. Original promissory note: Please produce the original promissory note signed by myself and all other relevant parties involved. 2. Evidence of assignment: Please provide documentation proving that [Lender's Name] has the legal right to collect on the debt. 3. Complete loan servicing history: I request a detailed statement of the complete loan servicing history, including all payments made, charges, interest rates, and any adjustments made to the loan balance. 4. Itemized breakdown of the outstanding debt: Please provide a comprehensive itemized breakdown of the outstanding balance, clearly indicating the principal amount, interest, fees, and any other charges added to the loan. I would also like to highlight that, as per the federal Fair Debt Collection Practices Act (FD CPA), it is imperative for the debt to be verified before continuing with any foreclosure proceedings. Failure to provide proper verification of the debt may result in legal consequences under the FD CPA. Additionally, I insist that all foreclosure activities be immediately stopped and put on hold until the verification process is completed. I kindly request that you communicate this to [Lender's Name] and any other relevant parties involved. I understand the seriousness of this matter and kindly request your prompt attention to ensure my rights as a homeowner are protected. If any additional information or documents are required, please let me know promptly, and I will provide them accordingly. I expect a diligent and timely response in order to proceed with resolving this matter appropriately. Thank you for your attention to this urgent matter. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Attorney's Name] [Law Firm] [Address] [City, State, ZIP] Subject: Request for Verification of Debt and Cease Foreclosure — [Property Address] Dear [Attorney's Name], I am writing to you as the homeowner of the property located at [Property Address], which is currently subject to foreclosure proceedings. This letter is to request your immediate attention and assistance in providing verification of the debt and to cease the foreclosure proceedings. I have recently received a notice of foreclosure from [Lender's Name], dated [Date]. As per my knowledge, I dispute the outstanding balance mentioned in the notice and seek proper verification of the debt owed. It is my right as a homeowner to request the necessary documentation and verify the accuracy of the debt before any further proceedings take place. To this end, I kindly request that you provide me with the following information/documents within the next 30 days: 1. Original promissory note: Please produce the original promissory note signed by myself and all other relevant parties involved. 2. Evidence of assignment: Please provide documentation proving that [Lender's Name] has the legal right to collect on the debt. 3. Complete loan servicing history: I request a detailed statement of the complete loan servicing history, including all payments made, charges, interest rates, and any adjustments made to the loan balance. 4. Itemized breakdown of the outstanding debt: Please provide a comprehensive itemized breakdown of the outstanding balance, clearly indicating the principal amount, interest, fees, and any other charges added to the loan. I would also like to highlight that, as per the federal Fair Debt Collection Practices Act (FD CPA), it is imperative for the debt to be verified before continuing with any foreclosure proceedings. Failure to provide proper verification of the debt may result in legal consequences under the FD CPA. Additionally, I insist that all foreclosure activities be immediately stopped and put on hold until the verification process is completed. I kindly request that you communicate this to [Lender's Name] and any other relevant parties involved. I understand the seriousness of this matter and kindly request your prompt attention to ensure my rights as a homeowner are protected. If any additional information or documents are required, please let me know promptly, and I will provide them accordingly. I expect a diligent and timely response in order to proceed with resolving this matter appropriately. Thank you for your attention to this urgent matter. Sincerely, [Your Name]