Mecklenburg North Carolina Sample Letter to Foreclosure Attorney - Payment Dispute

• Category: Letters - Legal - Foreclosures
• State: Multi-State
• County: Mecklenburg
• Control #: US-0511LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Urgent Payment Dispute — Assistance Requested | Mecklenburg, North Carolina Foreclosure Attorney [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Attorney's Name] [Foreclosure Law Firm] [Address] [City, State, ZIP Code] Re: Mortgage Account Number [XXX-XXXX-XXXX] Dear [Attorney's Name], I hope this letter finds you in good health. I am writing to urgently address a serious payment dispute concerning my mortgage. As a resident of Mecklenburg County, North Carolina, and facing foreclosure proceedings, I seek your professional expertise to resolve this matter promptly. I have always strived to meet my financial obligations and maintain a good credit history. However, due to unforeseen circumstances (mention the reason for the dispute, such as unexpected medical expenses, loss of employment, divorce, etc.), I have encountered significant financial difficulties that have hindered my ability to make timely payments. Despite my utmost efforts to communicate with the mortgage service and seek alternate repayment arrangements, they have been uncooperative and unwilling to assist me in finding a feasible solution. As a result, this has forced me to seek legal representation to defend my rights and explore available options to prevent foreclosure. I request your assistance in examining the validity and accuracy of the outstanding balance claimed by the mortgage service. There have been instances where I have made payments that were not properly credited to my account or were misapplied, leading to exaggerated delinquent charges. To aid in your investigation, I have enclosed copies of all relevant documents, including payment records, correspondence with the mortgage service, and any other pertinent information that might assist in resolving this dispute. Moreover, I kindly request your guidance in negotiating a favorable workout solution or loan modification with the mortgage service to prevent the impending foreclosure. I am open to any measures, including the restructuring of my loan, reducing interest rates, postponing payments, or any alternative options that could help reinstate my account to good standing. Given the urgency of this matter, I would greatly appreciate if you could contact me at your earliest convenience to discuss the next steps and establish a plan of action. I am available via phone [Phone Number] or email [Email Address] and am I willing to accommodate any meeting or consultation requirements. Thank you for your attention to this matter. I am confident that your extensive knowledge and experience in foreclosure law will help bring a swift resolution to this dispute. Your assistance is paramount in ensuring the protection of my rights as a homeowner and preventing the loss of my property. I look forward to your prompt response and guidance in navigating this challenging situation. Yours sincerely, [Your Name]

Subject: Urgent Payment Dispute — Assistance Requested | Mecklenburg, North Carolina Foreclosure Attorney [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Attorney's Name] [Foreclosure Law Firm] [Address] [City, State, ZIP Code] Re: Mortgage Account Number [XXX-XXXX-XXXX] Dear [Attorney's Name], I hope this letter finds you in good health. I am writing to urgently address a serious payment dispute concerning my mortgage. As a resident of Mecklenburg County, North Carolina, and facing foreclosure proceedings, I seek your professional expertise to resolve this matter promptly. I have always strived to meet my financial obligations and maintain a good credit history. However, due to unforeseen circumstances (mention the reason for the dispute, such as unexpected medical expenses, loss of employment, divorce, etc.), I have encountered significant financial difficulties that have hindered my ability to make timely payments. Despite my utmost efforts to communicate with the mortgage service and seek alternate repayment arrangements, they have been uncooperative and unwilling to assist me in finding a feasible solution. As a result, this has forced me to seek legal representation to defend my rights and explore available options to prevent foreclosure. I request your assistance in examining the validity and accuracy of the outstanding balance claimed by the mortgage service. There have been instances where I have made payments that were not properly credited to my account or were misapplied, leading to exaggerated delinquent charges. To aid in your investigation, I have enclosed copies of all relevant documents, including payment records, correspondence with the mortgage service, and any other pertinent information that might assist in resolving this dispute. Moreover, I kindly request your guidance in negotiating a favorable workout solution or loan modification with the mortgage service to prevent the impending foreclosure. I am open to any measures, including the restructuring of my loan, reducing interest rates, postponing payments, or any alternative options that could help reinstate my account to good standing. Given the urgency of this matter, I would greatly appreciate if you could contact me at your earliest convenience to discuss the next steps and establish a plan of action. I am available via phone [Phone Number] or email [Email Address] and am I willing to accommodate any meeting or consultation requirements. Thank you for your attention to this matter. I am confident that your extensive knowledge and experience in foreclosure law will help bring a swift resolution to this dispute. Your assistance is paramount in ensuring the protection of my rights as a homeowner and preventing the loss of my property. I look forward to your prompt response and guidance in navigating this challenging situation. Yours sincerely, [Your Name]