Bexar Texas Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Bexar
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, Zip Code] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report due to Denied Credit Application Dear Equifax, I hope this letter finds you well. I am writing to request a free copy of my credit report, as I recently had a credit application denied. I believe it is essential to review the information contained in my credit file to identify any potential errors or discrepancies that may have contributed to this denial. Please find the relevant details regarding my credit application: — Name: [Your Full Name— - Social Security Number: [Your SSN] — Address: [Your Address— - Phone Number: [Your Phone Number] — Date of Birth: [Your Date of Birth] Enclosed, please find a copy of the denial letter received from the creditor, [Creditor's Name]. They stated that my application was denied based on information obtained from my credit report. Consequently, I kindly request your prompt attention to this matter and your assistance in providing me with a free copy of my credit report, as per my legal rights under the Fair Credit Reporting Act (FCRA). I understand that I am entitled to one free credit report every 12 months, as per the Federal Trade Commission's guidelines. Therefore, I kindly request that you promptly process my request and send the credit report to the address mentioned above. In addition to the credit report, I kindly ask that you include any contact information or details of the creditor(s) or collection agency(IES) that provided the negative information resulting in my credit denial. This will help me direct my efforts towards resolving any potential inaccuracies. I look forward to receiving the credit report within the timeframe stipulated by law, which is generally 30 days from receiving this letter. Should there be any issues or delays, I kindly request that you inform me promptly. Thank you for your attention to this matter and for your help in ensuring the accuracy of my credit file. Please do not hesitate to contact me should you require any further information. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, Zip Code] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report due to Denied Credit Application Dear Equifax, I hope this letter finds you well. I am writing to request a free copy of my credit report, as I recently had a credit application denied. I believe it is essential to review the information contained in my credit file to identify any potential errors or discrepancies that may have contributed to this denial. Please find the relevant details regarding my credit application: — Name: [Your Full Name— - Social Security Number: [Your SSN] — Address: [Your Address— - Phone Number: [Your Phone Number] — Date of Birth: [Your Date of Birth] Enclosed, please find a copy of the denial letter received from the creditor, [Creditor's Name]. They stated that my application was denied based on information obtained from my credit report. Consequently, I kindly request your prompt attention to this matter and your assistance in providing me with a free copy of my credit report, as per my legal rights under the Fair Credit Reporting Act (FCRA). I understand that I am entitled to one free credit report every 12 months, as per the Federal Trade Commission's guidelines. Therefore, I kindly request that you promptly process my request and send the credit report to the address mentioned above. In addition to the credit report, I kindly ask that you include any contact information or details of the creditor(s) or collection agency(IES) that provided the negative information resulting in my credit denial. This will help me direct my efforts towards resolving any potential inaccuracies. I look forward to receiving the credit report within the timeframe stipulated by law, which is generally 30 days from receiving this letter. Should there be any issues or delays, I kindly request that you inform me promptly. Thank you for your attention to this matter and for your help in ensuring the accuracy of my credit file. Please do not hesitate to contact me should you require any further information. Sincerely, [Your Name]