Bronx New York Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Bronx
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for a Free Copy of Your Credit Report — Deniacreditdi— - Equifax [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] Equifax Request for a Free Copy of Credit Report P.O. Box 740241 Atlanta, GA 30374-0241 Dear Equifax, I am writing to request a free copy of my credit report as per my rights under the Fair Credit Reporting Act (FCRA), Section 612, following the denial of credit. I recently applied for credit from [Name of the Lender/Financial Institution] and received a letter stating that my application was denied based on information contained within my credit report provided by Equifax. I believe it is essential to review the details in my credit file to understand the reason for the denial and potentially address any inaccuracies that may exist. As per the FCRA, I am entitled to receive a free copy of my credit report from Equifax within 60 days of receiving the adverse action notice regarding my credit application. The details required for processing my request are as follows: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your SSN] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Any additional addresses associated with my credit history: [Provide Additional Addresses if Applicable] Please find enclosed copies of the following documents to verify my identity and address: 1. Photocopy of valid government-issued identification (e.g., driver's license, passport) 2. Photocopy of a recent utility bill or bank statement displaying my current address I kindly request Equifax to review the accuracy and completeness of the information contained within my credit report. It is crucial for me to identify any potential errors or discrepancies that may have contributed to the denial of credit. I would appreciate if you could provide the credit report by [Date], as stipulated by the FCRA. If any additional information or documentation is required, please let me know at your earliest convenience. I would like to thank you in advance for your prompt attention to this matter. Please do not hesitate to contact me if you require any further information or clarification. Sincerely, [Your Name]

Subject: Request for a Free Copy of Your Credit Report — Deniacreditdi— - Equifax [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] Equifax Request for a Free Copy of Credit Report P.O. Box 740241 Atlanta, GA 30374-0241 Dear Equifax, I am writing to request a free copy of my credit report as per my rights under the Fair Credit Reporting Act (FCRA), Section 612, following the denial of credit. I recently applied for credit from [Name of the Lender/Financial Institution] and received a letter stating that my application was denied based on information contained within my credit report provided by Equifax. I believe it is essential to review the details in my credit file to understand the reason for the denial and potentially address any inaccuracies that may exist. As per the FCRA, I am entitled to receive a free copy of my credit report from Equifax within 60 days of receiving the adverse action notice regarding my credit application. The details required for processing my request are as follows: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your SSN] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Any additional addresses associated with my credit history: [Provide Additional Addresses if Applicable] Please find enclosed copies of the following documents to verify my identity and address: 1. Photocopy of valid government-issued identification (e.g., driver's license, passport) 2. Photocopy of a recent utility bill or bank statement displaying my current address I kindly request Equifax to review the accuracy and completeness of the information contained within my credit report. It is crucial for me to identify any potential errors or discrepancies that may have contributed to the denial of credit. I would appreciate if you could provide the credit report by [Date], as stipulated by the FCRA. If any additional information or documentation is required, please let me know at your earliest convenience. I would like to thank you in advance for your prompt attention to this matter. Please do not hesitate to contact me if you require any further information or clarification. Sincerely, [Your Name]