Collin Texas Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit: [Your Name] [Your Address] [City, State, ZIP Code] [Date] Equifax Consumer Services LLC P.O. Box 740241 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Equifax, I am writing to request a free copy of my credit report, as mandated by the Fair Credit Reporting Act (FCRA). I recently applied for credit with [Name of Creditor], and my application was denied based on information contained in my Equifax credit report. As a resident of Collin, Texas, I believe it is essential to ensure the accuracy and fairness of my credit report. To help facilitate the process, I have provided the necessary personal information below: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] Please include any additional information or documentation that you may require to authenticate my identity. I understand that providing this information is crucial for the prompt processing of my request. I have attached a copy of the denial letter I received from [Name of Creditor] for your reference. Furthermore, I kindly request Equifax to conduct a thorough investigation into any inaccurate or misleading information on my credit report that led to the denial of credit. It is vital that my creditworthiness is fairly assessed and any potential errors are rectified promptly. Additionally, I would appreciate it if you could provide me with a detailed explanation of the factors that negatively impacted my creditworthiness, along with the names and contact information of any entities that have recently accessed my credit report. This information will help me address any underlying issues and take appropriate actions to protect my financial standing. I kindly request that you provide the free copy of my credit report within the time frame specified by FCRA. If there are any fees associated with this request, please inform me in advance. Thank you for your immediate attention to this matter. I trust that Equifax will conduct a thorough investigation and provide me with an accurate and updated copy of my credit report based on the denial of credit. I look forward to your swift response. Sincerely, [Your Name]