Subject: Request for a Free Copy of Credit Report — Fulton, Georgia Sample Letter Dear Equifax, I hope this letter finds you well. I am writing to request a free copy of my credit report, as I recently received a denial of credit based on the information in your credit bureau. I believe it is important to review this report to understand the reasons for the denial and to ensure the accuracy of my credit information. My name is [Your Name] and I reside in Fulton, Georgia. I understand that in accordance with the Fair Credit Reporting Act, I am entitled to a free copy of my credit report if my application for credit has been denied, and I am hereby exercising my right to request this report. To assist you in identifying my credit information accurately, please find below the relevant details: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] In addition to the above information, I kindly request that you provide me with a detailed explanation of the reasons for the denial of my credit application. Understanding these factors will enable me to address any potential issues and take necessary measures to improve my credit standing. Please ensure that the credit report is sent to the address mentioned above within the time frame specified by the Fair Credit Reporting Act, which is typically 30 days. Should there be any fees associated with this request or if any additional information is required, please inform me promptly. I am willing to provide any necessary documentation to facilitate the process. Thank you for your attention to this matter. I believe transparency and accuracy in credit reporting are essential, and I look forward to receiving my credit report promptly. Sincerely, [Your Name] [Your Contact Information]