Houston Texas Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• City: Houston
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP Code] [Date] Equifax Information Services LLC PO Box 740241 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report due to Credit Denial Dear Equifax, I am writing to request a free copy of my credit report from Equifax, as provided by the Fair Credit Reporting Act (FCRA), Section 612, after being recently denied credit. My purpose for this request is to carefully review the information on my credit report and ensure its accuracy. I would appreciate receiving the copy as soon as possible to address any potential inaccuracies effectively. To facilitate this process, I have provided my personal information below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Telephone Number: [Your Phone Number] Email Address: [Your Email Address] In compliance with the FCRA, I kindly request you to provide me with the following information pertaining to my credit report: 1. Full disclosure of the items used to deny me the credit, including the name and contact details of the credit issuer. 2. The date on which the denial took place. 3. Any relevant credit score or credit-related information used in the decision-making process. 4. A detailed explanation for the denial — whether it was based on my credit history, income, or any other reason as required by the FCRA. Furthermore, I request that you include all contact information for each credit provider involved in the decision, as well as any documentation or evidence supporting the denial. To ensure a swift response, please let me know if any additional information or documentation is required from my end to process this request efficiently. I understand that Equifax is obligated by law to provide me with a free copy of my credit report within 60 days from the receipt of this letter. I would like to express my utmost gratitude in advance for your attention to this matter. Please provide the requested credit report at your earliest convenience via secure mail to the address mentioned above. In case of any queries or concerns regarding this request, feel free to contact me at [Your Phone Number] or [Your Email Address]. Your cooperation and prompt response will be highly appreciated. Thank you for your time and assistance. Sincerely, [Your Full Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Date] Equifax Information Services LLC PO Box 740241 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report due to Credit Denial Dear Equifax, I am writing to request a free copy of my credit report from Equifax, as provided by the Fair Credit Reporting Act (FCRA), Section 612, after being recently denied credit. My purpose for this request is to carefully review the information on my credit report and ensure its accuracy. I would appreciate receiving the copy as soon as possible to address any potential inaccuracies effectively. To facilitate this process, I have provided my personal information below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Telephone Number: [Your Phone Number] Email Address: [Your Email Address] In compliance with the FCRA, I kindly request you to provide me with the following information pertaining to my credit report: 1. Full disclosure of the items used to deny me the credit, including the name and contact details of the credit issuer. 2. The date on which the denial took place. 3. Any relevant credit score or credit-related information used in the decision-making process. 4. A detailed explanation for the denial — whether it was based on my credit history, income, or any other reason as required by the FCRA. Furthermore, I request that you include all contact information for each credit provider involved in the decision, as well as any documentation or evidence supporting the denial. To ensure a swift response, please let me know if any additional information or documentation is required from my end to process this request efficiently. I understand that Equifax is obligated by law to provide me with a free copy of my credit report within 60 days from the receipt of this letter. I would like to express my utmost gratitude in advance for your attention to this matter. Please provide the requested credit report at your earliest convenience via secure mail to the address mentioned above. In case of any queries or concerns regarding this request, feel free to contact me at [Your Phone Number] or [Your Email Address]. Your cooperation and prompt response will be highly appreciated. Thank you for your time and assistance. Sincerely, [Your Full Name]