Mecklenburg North Carolina Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Mecklenburg
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Mecklenburg, North Carolina Sample Letter to Equifax — Requesting a Free Copy of Your Credit Report due to Credit Denial [Your Name] [Your Address] [City, State, ZIP] [Date] Equifax Information Services LLC P.O. Box 740256 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report based on Credit Denial Dear Equifax, I am writing this letter to request a free copy of my credit report as per my rights under the Fair Credit Reporting Act (FCRA), Section 611. I recently applied for credit and was denied, which entitles me to receive a free copy of my credit report from your bureau. I believe it is vital to review my credit file to understand the reasons behind the credit denial and take appropriate actions to rectify any inaccuracies or areas of concern if present. Please find below my personal information necessary to process the request: Full Name: Current Address: Previous Address (if applicable): Social Security Number: Date of Birth: Phone Number: Email Address: Additionally, please find enclosed copies of the following documents to verify my identity and address (include exact documents you are enclosing, such as driver's license, utility bill, etc.): [List all the documents you are enclosing] In compliance with the FCRA, I kindly request that you provide me with a written confirmation of receiving this request and an approximate timeline within which I can expect to receive my credit report. According to the FCRA, you are required to provide the credit report within 30 days of receiving the request. Furthermore, I kindly ask you to ensure that my credit reporting file is updated accordingly to reflect the dispute of the credit denial. If there are any inaccuracies or discrepancies identified, I expect that you will promptly investigate those matters and rectify them in a thorough and lawful manner. I understand that my credit report will be provided to me free of charge due to the credit denial, and I will not be held liable for any fees associated with this request. Please direct any correspondence related to this matter to the address provided above. Thank you for your prompt attention to this request. I trust that Equifax will handle this matter efficiently and deliver my credit report within the specified timeline. Sincerely, [Your Name]

Subject: Mecklenburg, North Carolina Sample Letter to Equifax — Requesting a Free Copy of Your Credit Report due to Credit Denial [Your Name] [Your Address] [City, State, ZIP] [Date] Equifax Information Services LLC P.O. Box 740256 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report based on Credit Denial Dear Equifax, I am writing this letter to request a free copy of my credit report as per my rights under the Fair Credit Reporting Act (FCRA), Section 611. I recently applied for credit and was denied, which entitles me to receive a free copy of my credit report from your bureau. I believe it is vital to review my credit file to understand the reasons behind the credit denial and take appropriate actions to rectify any inaccuracies or areas of concern if present. Please find below my personal information necessary to process the request: Full Name: Current Address: Previous Address (if applicable): Social Security Number: Date of Birth: Phone Number: Email Address: Additionally, please find enclosed copies of the following documents to verify my identity and address (include exact documents you are enclosing, such as driver's license, utility bill, etc.): [List all the documents you are enclosing] In compliance with the FCRA, I kindly request that you provide me with a written confirmation of receiving this request and an approximate timeline within which I can expect to receive my credit report. According to the FCRA, you are required to provide the credit report within 30 days of receiving the request. Furthermore, I kindly ask you to ensure that my credit reporting file is updated accordingly to reflect the dispute of the credit denial. If there are any inaccuracies or discrepancies identified, I expect that you will promptly investigate those matters and rectify them in a thorough and lawful manner. I understand that my credit report will be provided to me free of charge due to the credit denial, and I will not be held liable for any fees associated with this request. Please direct any correspondence related to this matter to the address provided above. Thank you for your prompt attention to this request. I trust that Equifax will handle this matter efficiently and deliver my credit report within the specified timeline. Sincerely, [Your Name]