Subject: Request for a Free Copy of Credit Report due to Credit Denial — Nassau, New York Dear Equifax, I am writing this letter to request a free copy of my credit report as per my recent denial of credit. I reside in Nassau, New York, and in accordance with the Fair Credit Reporting Act (FCRA), I am entitled to receive a free copy of my credit report from your agency. I recently applied for credit with a financial institution and received a denial letter indicating that my application was rejected based on information found in my credit report. As a result, I would like to review my credit report to identify any inaccuracies or discrepancies that may have contributed to this denial. Kindly provide me with a copy of my credit report as soon as possible, including all sections relevant to the credit application. I understand that I am entitled to obtain this information within 60 days of the credit denial. Therefore, I appreciate your prompt attention to this matter. Below is my personal information, necessary for you to process my request accurately: Full Name: [Your Full Name] Address: [Your Full Address] City: Nassau State: New York ZIP Code: [Your ZIP Code] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] I trust that Equifax will handle my request promptly and professionally, ensuring the utmost accuracy and security of my personal information. If there are any additional requirements or procedures necessary to obtain my credit report, please inform me at your earliest convenience. Should you find any errors or inaccuracies when reviewing my credit report, I kindly request that you investigate and correct these issues accordingly. Additionally, I would appreciate receiving written confirmation of any changes made to my credit report after the investigation. Thank you for your attention to this matter. I look forward to receiving the copy of my credit report within the designated timeframe. Please do not hesitate to contact me should you require any further information or if there are any questions concerning my request. Sincerely, [Your Full Name] [Your Contact Number] [Your Email Address] Different types of Nassau New York Sample Letters to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit could include variations in the language used or the specific circumstances related to the credit denial. However, the primary purpose of the letter remains the same — requesting a free copy of the credit report to address the denied credit application.