[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374 Subject: Requesting Free Copy of Credit Report based on Denial of Credit Dear Equifax, I am writing this letter to formally request a free copy of my credit report as per my rights under the Fair Credit Reporting Act (FCRA), section 612. I have recently been denied credit based on information contained in my Equifax credit report, and I believe it is essential to review and verify the accuracy of this report. To authenticate my identity and proceed with the request, please find the necessary information below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Furthermore, I would like to clarify the reason for the denial of credit. It is crucial to understand the specific factors involved in this decision-making process to address any potential discrepancies or errors as soon as possible. Kindly provide information regarding the credit application or lender that resulted in my denial, including their contact details and any other pertinent information you deem necessary. In accordance with FCRA guidelines, I request that you provide me with a free copy of my credit report within 30 days of receiving this letter. Please ensure that the report includes all information from Equifax's files that pertains to my credit history. Should you require any further documentation or information from my end to facilitate this request, please do not hesitate to contact me at the provided phone number or email address. I appreciate your prompt attention to this matter, and thank you in advance for your assistance. Sincerely, [Your Name] --- Additional San Antonio Texas Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit: 1. San Antonio Texas Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit — Mortgage Loan: This type of letter can be used specifically when the denial of credit is related to a mortgage loan application. 2. San Antonio Texas Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit — Auto Loan: If the credit denial is associated with an auto loan application, this letter template can be used to request a free credit report from Equifax. 3. San Antonio Texas Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit — Credit Card Application: This variation of the letter is tailored for credit card application denials, enabling individuals to receive their Equifax credit report for review.