Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit — Wake North Carolina [Date] Equifax Consumer Services LLC P.O. Box 740256 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report due to Denial of Credit Application Dear Equifax, I am writing to request a free copy of my credit report as permitted under the Fair Credit Reporting Act (FCRA) Section 612. I recently applied for credit and was informed that my application was denied based on information in my Equifax credit report. Therefore, I would appreciate the opportunity to review my credit report for accuracy and to understand the factors that led to the denial of credit. I would like to provide you with the information necessary to process my request: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Telephone Number: [Your Phone Number] Email Address: [Your Email Address] Please note that my most recent credit application was denied, and I am therefore requesting a free copy of my Equifax credit report within 60 days from the date of the denial. I understand that you may require additional information to verify my identity, and I am willing to provide any necessary documents or undergo any required processes to ensure the security of my personal information. Please let me know if you require any further information or if there are additional steps I need to take to complete this request. In accordance with the FCRA, I kindly request that you provide me with a free copy of my credit report as soon as possible. Upon review of the report, I will carefully analyze the information and take the necessary steps to address any inaccurate or misleading data. Thank you for your prompt attention to this matter. I look forward to receiving the requested credit report within the designated timeframe. Sincerely, [Your Name] [Your Signature] Note: Make sure to customize the letter with your own personal information, including your name, address, and contact information.