Chicago Illinois Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• City: Chicago
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for a Free Copy of Your Credit Report — Denial of Credit Dear [Experian Customer Service], I am writing to request a free copy of my credit report based on the denial of credit I recently experienced. As a resident of Chicago, Illinois, I am reaching out to Experian, formerly known as TRY, to understand the factors that have contributed to this denial and evaluate the accuracy of the information in my credit profile. I recently applied for credit with [Name of Lender/Company] and was surprised to receive a denial. As per the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report to gain insight into the factors leading to this decision. I kindly request that you please provide me with a full copy of my credit report as soon as possible. To facilitate this request, I have provided the necessary information below: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your DOB] 4. Current Address: [Your Complete Address] 5. Previous Address (If Applicable): [Previous Address] 6. Telephone Number: [Your Phone Number] 7. Email Address: [Your Email Address] I understand that Experian, like other credit bureaus, may require additional documentation for identity verification purposes. If needed, please inform me about any further documentation required to process my request promptly. I would also like to request that you provide me with the contact information for the company that provided the credit denial information to Experian. This will enable me to directly address any concerns or errors with them in order to expedite the resolution of this issue. As a responsible consumer, I understand the importance of maintaining an accurate credit history and promptly addressing any discrepancies or errors. I trust that Experian will handle my request professionally and provide me with the information necessary to rectify the situation. Please forward the requested credit report to the address provided above. If you have any questions or need further information, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. I look forward to your prompt response and cooperation in this matter. Thank you for your attention to this request. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code]

Subject: Request for a Free Copy of Your Credit Report — Denial of Credit Dear [Experian Customer Service], I am writing to request a free copy of my credit report based on the denial of credit I recently experienced. As a resident of Chicago, Illinois, I am reaching out to Experian, formerly known as TRY, to understand the factors that have contributed to this denial and evaluate the accuracy of the information in my credit profile. I recently applied for credit with [Name of Lender/Company] and was surprised to receive a denial. As per the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report to gain insight into the factors leading to this decision. I kindly request that you please provide me with a full copy of my credit report as soon as possible. To facilitate this request, I have provided the necessary information below: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your DOB] 4. Current Address: [Your Complete Address] 5. Previous Address (If Applicable): [Previous Address] 6. Telephone Number: [Your Phone Number] 7. Email Address: [Your Email Address] I understand that Experian, like other credit bureaus, may require additional documentation for identity verification purposes. If needed, please inform me about any further documentation required to process my request promptly. I would also like to request that you provide me with the contact information for the company that provided the credit denial information to Experian. This will enable me to directly address any concerns or errors with them in order to expedite the resolution of this issue. As a responsible consumer, I understand the importance of maintaining an accurate credit history and promptly addressing any discrepancies or errors. I trust that Experian will handle my request professionally and provide me with the information necessary to rectify the situation. Please forward the requested credit report to the address provided above. If you have any questions or need further information, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. I look forward to your prompt response and cooperation in this matter. Thank you for your attention to this request. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code]