[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Experian Consumer Assistance P.O. Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Experian Consumer Assistance, I hope this letter finds you well. I am writing to request a free copy of my credit report as permitted under the Fair Credit Reporting Act (FCRA) Section 612(b), based on the recent denial of credit I received. I have been informed by the creditor that they made their decision based on information contained in my credit report prepared by Experian — formerlTRYRW. Therefore, I kindly request that you provide me with a copy of this credit report so that I may review it for any inaccuracies or discrepancies that may have contributed to the denial of credit. To facilitate the process, I have provided my personal information below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Account Number (if applicable): [Any relevant account numbers] Please note that my current address is within Contra Costa County, California. Contra Costa is a suburban county located in the East Bay region of the San Francisco Bay Area. It is crucial for me to review my credit report promptly, as I am proactively taking steps to ensure the accuracy and integrity of my credit history. I understand that, under the FCRA, you have 30 days from the receipt of this letter to provide me with a copy of my credit report. If there are any fees associated with this request, kindly inform me in advance. Additionally, please provide me with any other relevant instructions or forms that may be required to expedite this process. I appreciate your attention to this matter and look forward to receiving my credit report from Experian — formerlTRYRW at the earliest convenience. If you require any further information or have any questions, please do not hesitate to contact me via the provided email address or phone number. Thank you for your prompt assistance. Sincerely, [Your Name]