Cuyahoga Ohio Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Cuyahoga
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for Free Copy of Your Credit Report based on Denial of Credit from Experian (formerly TRY) [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Dear Experian, I am writing to request a free copy of my credit report from Experian in accordance with my rights under the Fair Credit Reporting Act (FCRA). My recent application for credit was denied, and I believe that this decision may have been influenced by inaccurate or incomplete information on my credit report. Therefore, I kindly request that you provide me with a copy of my credit report so that I may review its contents for any errors or discrepancies. I have included the necessary information below to assist you in processing my request: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Contact Number] I understand that Experian is legally required to provide me with a free copy of my credit report within 30 days of receiving my request when the denial of credit is the result of information on my credit report. I also understand that I am entitled to an additional free copy of my credit report within a 12-month period if I am unemployed and actively seeking employment. Furthermore, I would appreciate it if you could include the names, addresses, and contact information of all companies that have recently obtained my credit report, as the denial of credit notification mentioned that information may have been shared with them. Please send the credit report as soon as possible to the address provided above. If you require any further information or documentation from me to process this request, kindly let me know, and I will be happy to provide it promptly. Thank you for your prompt attention to this matter. I value your dedication to accurate credit reporting and look forward to receiving my credit report from Experian. Sincerely, [Your Name]

Subject: Request for Free Copy of Your Credit Report based on Denial of Credit from Experian (formerly TRY) [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Dear Experian, I am writing to request a free copy of my credit report from Experian in accordance with my rights under the Fair Credit Reporting Act (FCRA). My recent application for credit was denied, and I believe that this decision may have been influenced by inaccurate or incomplete information on my credit report. Therefore, I kindly request that you provide me with a copy of my credit report so that I may review its contents for any errors or discrepancies. I have included the necessary information below to assist you in processing my request: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Contact Number] I understand that Experian is legally required to provide me with a free copy of my credit report within 30 days of receiving my request when the denial of credit is the result of information on my credit report. I also understand that I am entitled to an additional free copy of my credit report within a 12-month period if I am unemployed and actively seeking employment. Furthermore, I would appreciate it if you could include the names, addresses, and contact information of all companies that have recently obtained my credit report, as the denial of credit notification mentioned that information may have been shared with them. Please send the credit report as soon as possible to the address provided above. If you require any further information or documentation from me to process this request, kindly let me know, and I will be happy to provide it promptly. Thank you for your prompt attention to this matter. I value your dedication to accurate credit reporting and look forward to receiving my credit report from Experian. Sincerely, [Your Name]