[Your Name] [Your Address] [City, State, ZIP Code] [Date] Experian Attn: Consumer Assistance Department P.O. Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report Following Denial of Credit Application [Your Full Name] [Your Address] [City, State, ZIP Code] Dear Experian, I am writing to request a free copy of my credit report as per my rights under the Fair Credit Reporting Act (FCRA), following the denial of my recent credit application. The denial letter I received stated that the decision was based on information contained in my credit report. I would like to obtain this credit report promptly to review its contents and check for any inaccuracies or discrepancies that may have contributed to my credit application being rejected. As a resident of Franklin, Ohio, I expect that the credit report will contain all relevant and up-to-date information from my financial history. Please find the necessary details regarding my identification and denial of credit below: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] Denial of Credit Date: [Date of Credit Denial] Credit Application Details: [Provide any relevant details such as the name of the creditor and the type of credit applied for] Please note that I have enclosed a copy of the denial letter for your reference and convenience. In accordance with FCRA Section 611(a)(2), I kindly request that you provide me with a copy of my credit report free of charge within 30 days of receiving this letter. Additionally, I would greatly appreciate it if you could include a summary of my rights under FCRA, as required by law. If there is any additional information or documentation required from my end to proceed with this request, please let me know promptly, and I will provide it as per your instructions. Thank you for your attention to this matter. I look forward to receiving my credit report as soon as possible. Sincerely, [Your Full Name] --------------------------------------- Additional Versions: 1. Franklin Ohio Sample Letter to Experian formerlyYR— - Requesting Free Copy of Your Credit Report based on Incorrect Information in Credit Report 2. Franklin Ohio Sample Letter to Experian formerlyYR— - Requesting Free Copy of Your Credit Report based on Suspicion of Identity Theft 3. Franklin Ohio Sample Letter to Experian formerlyYR— - Requesting Free Copy of Your Credit Report for Monitoring and Maintenance of Credit Score.