Houston Texas Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• City: Houston
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for a Free Copy of My Credit Report — Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Experian Consumer Assistance P.O. Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Sir/Madam, I am writing this letter to request a free copy of my credit report, as provided by the Fair Credit Reporting Act (FCRA) Section 612, after being denied credit. I understand that Experian, formerly TRY, is one of the primary credit reporting agencies that creditors rely on to obtain credit histories. As per the FCRA Section 609, I am entitled to a free copy of my credit report if my application for credit has been denied. I recently applied for [Specify the type of credit you were denied], and my application was declined. Therefore, I kindly request that you provide me with a complete copy of my credit report, including all information that Experian has on file pertaining to my credit history. To expedite the process, I have included the relevant information below: 1. Full Name: [Your Full Name] 2. Address: [Your Current Address] 3. Social Security Number: [Your SSN] 4. Date of Birth: [Your Date of Birth] 5. Previous Address: [Include any previous addresses] 6. Phone Number: [Your Phone Number] 7. Email Address: [Your Email Address] I would also appreciate it if you could include any credit scores or ratings that might be associated with my credit history. Additionally, please provide me with the names and contact information of any creditors who have recently obtained my credit report. Once I receive a copy of my credit report, I will review it thoroughly and take the necessary steps to address any inaccuracies or discrepancies. It is crucial that I have access to this information to ensure the accuracy of my credit profile and pursue any relevant actions to improve my credit standing. Please note that I am making this request under my rights granted by the FCRA, and I expect a prompt response within the statutory period of 30 days from the receipt of this letter. Thank you for your attention to this matter. I look forward to receiving the requested information from Experian. If you require any additional information or documentation, please do not hesitate to contact me via the provided contact details. Sincerely, [Your Full Name]

Subject: Request for a Free Copy of My Credit Report — Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Experian Consumer Assistance P.O. Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Sir/Madam, I am writing this letter to request a free copy of my credit report, as provided by the Fair Credit Reporting Act (FCRA) Section 612, after being denied credit. I understand that Experian, formerly TRY, is one of the primary credit reporting agencies that creditors rely on to obtain credit histories. As per the FCRA Section 609, I am entitled to a free copy of my credit report if my application for credit has been denied. I recently applied for [Specify the type of credit you were denied], and my application was declined. Therefore, I kindly request that you provide me with a complete copy of my credit report, including all information that Experian has on file pertaining to my credit history. To expedite the process, I have included the relevant information below: 1. Full Name: [Your Full Name] 2. Address: [Your Current Address] 3. Social Security Number: [Your SSN] 4. Date of Birth: [Your Date of Birth] 5. Previous Address: [Include any previous addresses] 6. Phone Number: [Your Phone Number] 7. Email Address: [Your Email Address] I would also appreciate it if you could include any credit scores or ratings that might be associated with my credit history. Additionally, please provide me with the names and contact information of any creditors who have recently obtained my credit report. Once I receive a copy of my credit report, I will review it thoroughly and take the necessary steps to address any inaccuracies or discrepancies. It is crucial that I have access to this information to ensure the accuracy of my credit profile and pursue any relevant actions to improve my credit standing. Please note that I am making this request under my rights granted by the FCRA, and I expect a prompt response within the statutory period of 30 days from the receipt of this letter. Thank you for your attention to this matter. I look forward to receiving the requested information from Experian. If you require any additional information or documentation, please do not hesitate to contact me via the provided contact details. Sincerely, [Your Full Name]