Subject: Request for a Free Copy of Your Credit Report due to Credit Denial — Maricopa, Arizona Sample Letter to Experian (formerly TRY) Dear Experian, I am writing to request a free copy of my credit report from Experian (formerly TRY) in accordance with my rights under the Fair Credit Reporting Act (FCRA) Section 612. I recently experienced credit denial, and I wish to review my credit history to identify any potential errors or inaccuracies that may have contributed to this denial. As a resident of Maricopa, Arizona, it is important for me to understand the reasons behind my credit denial, as it can impact my ability to secure loans, credit cards, or rental housing. I believe that obtaining a copy of my credit report will provide valuable insights into my creditworthiness and enable me to correct any discrepancies or misunderstandings. To help facilitate the process, please find the requested information below: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your Date of Birth] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Contact Number: [Your Phone Number] 7. Email Address: [Your Email Address] Please note that as a resident of Maricopa, Arizona, I am entitled to receive one free credit report every 12 months from each of the nationwide credit reporting agencies, including Experian. I am seeking this report specifically due to credit denial and, therefore, kindly request your assistance in processing this request promptly. Should you require any additional information or documentation to validate my identity, please inform me promptly. I am more than willing to provide any necessary supporting documents to fulfill this request. I kindly request that you send the copy of my credit report to the following address: [Your Mailing Address] [City, State, ZIP] Additionally, I would greatly appreciate it if you could include a detailed summary of the factors contributing to my credit denial, as well as contact information of the creditor(s) who made this decision. This will allow me to address any concerns directly with the involved party or parties. Thank you for your attention to this matter. I look forward to receiving my credit report promptly. Should you have any questions or require further information, please do not hesitate to contact me at the phone number or email address provided. Sincerely, [Your Full Name]