Subject: Request for a Free Copy of Credit Report — Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Experian Consumer Assistance P.O. Box 4500 Allen, TX 75013 Dear Experian, I am writing to request a free copy of my credit report in response to the denial of credit I recently experienced. As a resident of Mecklenburg County, North Carolina, I understand that the information you hold about my credit history has a significant impact on my financial well-being. Therefore, I kindly request your cooperation in providing me with this important document. I discovered the denial of credit through a recent communication I received from [Lender/Bank Name] on [Date]. According to their correspondence, my application was rejected based on information contained in my credit report. As a consumer, I have the right to review the accuracy and legitimacy of this information for my own knowledge and protection. To facilitate the process, please find below the relevant details necessary for retrieving my credit report: 1. Full Name: [Your Full Name] 2. Current Address: [Your Current Address] 3. Social Security Number: [Your SSN] 4. Date of Birth: [Your Date of Birth] 5. Previous Address (if applicable): [Former Address] 6. Any other relevant personal identification information associated with my account: [Additional Information] I kindly request that you expedite my request and send the requested credit report to the address provided above. If there are any additional documents required or any fees associated with this request, please inform me. Also, please ensure that all personal information is securely handled in accordance with data protection regulations. I look forward to receiving my credit report promptly. In case you have any questions or require further information, please do not hesitate to contact me at the phone number or email mentioned above. Your assistance and cooperation in resolving this matter are greatly appreciated. Thank you for your attention to this request. Sincerely, [Your Name]